Polk County property record for 3543 E Philip St, Des Moines, IA 50320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,784 sqft · built 2019 |
| Lot Size | 0.241 acres (10,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (Oct 2019) |
| Tax Bill | $2,368 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 120/02851-090-206 |
| Primary APN | 120/02851-090-206 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| Gross Area | 4,405 sqft |
| 1st Floor Area | 1,784 sqft |
| Basement Area | 1,770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,492 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 851 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 144 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 3543 E PHILIP ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50320-2682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 LAKE VIEW RIDGE PLAT 2 |
| Legal Subdivision | LAKE VIEW RIDGE PLAT 2 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK IA |
| Township / Civil Division | ALLEN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10806 |
3543 E Philip St is owned and occupied by two individuals who bought it in October 2019.
Source: Polk County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3543 E PHILIP ST, DES MOINES, IA 50320-2682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK |
| Oct 8, 2019 | Warranty Deed, Construction Loan · Construction Mortgage LUANA SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on File |
| Deed Sale | Oct 8, 2019 · Amount on File |
| Deed Document Number | 201932161 |
| Deed Book / Page | 17534 / 382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3543 E PHILIP ST, DES MOINES, IA 50320-2682 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3543 E PHILIP ST, DES MOINES, IA 50320-2682 |
| Document Number | 0000037137 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 18101/464 |
| Instrument | 2020-00037137 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Oct 8, 2019 |
| Property Address | 3543 E PHILIP ST, DES MOINES, IA 50320-2682 |
| Document Number | 0000032161 |
| Book / Page | 17534 / 0382 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 2019-00032161 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $92.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2605 E PORTER AVE, DES MOINES, IA 50320-2314 |
| Document Number | 0000032163 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 2019-00032163 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Carlisle Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $405,900 Land $93,400 Building $312,500 | $405,900 Land $93,400 Building $312,500 | |
| 2024 | $2,368.00 | ||
| 2023 | $392,300 Land $89,300 Building $303,000 | $392,300 Land $89,300 Building $303,000 | |
| 2020 | $12.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3543 E Philip St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3543 E Philip St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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