3514 E Philip St, Des Moines, IA 50320 Property Records

Polk County property record for 3514 E Philip St, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,916 sqft · built 2018
Lot Size	0.396 acres (17,251 sqft)
Owner	2 Individual Names on File
Last Sale	$64,900 (Jul 2018)
Tax Bill	$8,894 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7823-19-454-012`

Property Details

APN / Parcel Number

Primary APN	`7823-19-454-012`
Alternative APN	`120/02851-090-219`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	3,487 sqft
1st Floor Area	1,916 sqft
Basement Area	1,916 sqft
Finished Basement	1,300 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,251 sqft (0.396 acres)
Garage Type	Attached
Garage Area	955 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3514 E PHILIP ST
City	DES MOINES
State	IA
Zip	50320-2682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 LAKE VIEW RIDGE PLAT 2
Legal Subdivision	LAKE VIEW RIDGE PLAT 2
Legal Lot Number	19
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2041
Census Tract	10806

Owner

3514 E Philip St is owned and occupied by two individuals who bought it in July 2018.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	790 INDIAN RIDGE DR, WAUKEE, IA 50263-9803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CU
Jun 17, 2019	Deed of Trust, Mortgage AVAILABLE NOT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Deed Document Number	0017002772
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3514 E PHILIP ST, DES MOINES, IA 50320-2682
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048982
Date	Jun 15, 2022
Book Page	19153/591
Instrument	2022-00048982

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3514 E PHILIP ST, DES MOINES, IA 50320-2682
Document Number	0000092794
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3514 E PHILIP ST DES MOINES IA 503202682, DES MOINES, IA 50320-2682

Mortgage

Document Number	0000092794
Date	Jun 25, 2019
Book Page	017379/000034
Instrument	92794

Lender

Name	AVAILABLE NOT
Address	BURLINGTON, IA 52601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$562,400 Land $110,300 Building $452,100	$562,400 Land $110,300 Building $452,100
2024	$8,894.00
2023		$542,900 Land $105,500 Building $437,400	$542,900 Land $105,500 Building $437,400
2020	$1,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3514 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3514 E Philip St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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