3460 E Philip St, Des Moines, IA 50320 Property Records

Polk County property record for 3460 E Philip St, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,542 sqft · built 2020
Lot Size	0.248 acres (10,811 sqft)
Owner	Individual Name on File
Last Sale	$307,500 (Nov 2020)
Tax Bill	$3,764 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`7823-19-454-010`

Property Details

APN / Parcel Number

Primary APN	`7823-19-454-010`
Alternative APN	`120/02851-090-217`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Basement Area	1,534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,811 sqft (0.248 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	144 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3460 E PHILIP ST
City	DES MOINES
State	IA
Zip	50320-2678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 LAKE VIEW RIDGE PLAT 2
Legal Subdivision	LAKE VIEW RIDGE PLAT 2
Legal Lot Number	17
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2041
Census Tract	10806

Owner

3460 E Philip St is owned and occupied by an individual who bought it in November 2020.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3460 E PHILIP ST, DES MOINES, IA 50320-2678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Jun 25, 2020	Warranty Deed, Construction Loan · Construction Mortgage IOWA ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Deed Document Number	2020-00051151
Deed Book / Page	18170 / 229
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 3, 2020
Property Address	3460 E PHILIP ST, DES MOINES, IA 50320-2678
Document Number	202000051151
Book / Page	18170 / 229
Instrument Date	Oct 18, 2020
Instrument	2020-00051151
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$491.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3460 E PHILIP ST, DES MOINES, IA 50320-2678
Investor	Possibly a Property Investor

Mortgage

Document Number	202000051153
Date	Nov 3, 2020
Book Page	18170/233
Instrument	2020-00051153

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 25, 2020
Property Address	3460 E PHILIP ST, DES MOINES, IA 50320-2678
Document Number	0000112803
Book / Page	017912 / 000076
Instrument Date	Jun 23, 2020
Instrument	112803
Transaction Type	Construction Loan
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10604 JUSTIN DR URBANDALE IA 503223755, URBANDALE, IA 50322-3755

Mortgage

Document Number	112805
Date	Jun 25, 2020
Book Page	017912/000080
Instrument	112805

Lender

Name	IOWA ST BK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 24, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$392,300 Land $93,700 Building $298,600	$392,300 Land $93,700 Building $298,600
2024	$3,764.00
2023		$376,100 Land $89,600 Building $286,500	$376,100 Land $89,600 Building $286,500
2020	$12.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3460 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3460 E Philip St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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