3502 E Philip St, Des Moines, IA 50320 Property Records

Polk County property record for 3502 E Philip St, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,522 sqft · built 2018
Lot Size	0.28 acres (12,230 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Feb 2019)
Tax Bill	$7,154 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7823-19-454-011`

Property Details

APN / Parcel Number

Primary APN	`7823-19-454-011`
Alternative APN	`120/02851-090-218`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	1,522 sqft
Basement Area	1,522 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,230 sqft (0.28 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3502 E PHILIP ST
City	DES MOINES
State	IA
Zip	50320-2682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 LAKE VIEW RIDGE PLAT 2
Legal Subdivision	LAKE VIEW RIDGE PLAT 2
Legal Lot Number	18
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2041
Census Tract	10806

Owner

3502 E Philip St is owned and occupied by an individual who bought it in February 2019.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3502 E PHILIP ST, DES MOINES, IA 50320-2682
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CU
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Feb 14, 2019	Warranty Deed, Subdivision Related Transfer · ARM LINCOLN SAVINGS BANK
Feb 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 21, 2018	Warranty Deed, Construction Loan · Construction Mortgage SOUTH STORY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Prior Sale	Nov 21, 2018 · Amount on File
Deed Document Number	2018-00059426
Deed Book / Page	17235 / 0813
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3502 E PHILIP ST, DES MOINES, IA 50320-2682
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 E PHILIP ST, DES MOINES, IA 50320-2682

Mortgage

Document Number	0000075243
Date	Dec 16, 2025
Book Page	20367/151
Instrument	2025-00075243

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	1509 BALTIMORE DR, AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3502 E PHILIP ST, DES MOINES, IA 50320-2682
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032531
Date	Oct 9, 2019
Book Page	17536/0347
Instrument	2019-00032531

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 14, 2019
Property Address	3502 E PHILIP ST, DES MOINES, IA 50320-2682
Document Number	201800059426
Book / Page	17235 / 0813
Instrument Date	Feb 5, 2019
Instrument	2018-00059426
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3502 E PHILIP ST, DES MOINES, IA 50320-2682

Mortgage

Document Number	201800059428
Date	Feb 14, 2019
Instrument	2018-00059428

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Feb 14, 2019
Property Address	3502 E PHILIP ST, DES MOINES, IA 50320-2682
Document Number	0000059425
Book / Page	017235 / 000811
Instrument Date	Feb 5, 2019
Instrument	59425
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10640 JUSTIN DR URBANDALE IA 503223755, URBANDALE, IA 50322-3755

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 21, 2018
Property Address	3502 E PHILIP ST, DES MOINES, IA 50320-2682
Document Number	0000040332
Book / Page	017155 / 000266
Instrument Date	Nov 11, 2018
Instrument	40332
Transaction Type	Construction Loan
Record Updated	Dec 26, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$104.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10604 NW 75TH PL JOHNSTON IA 501316089, JOHNSTON, IA 50131-6089

Mortgage

Document Number	40334
Date	Nov 21, 2018
Book Page	017155/000270
Instrument	40334

Lender

Name	SOUTH STORY BK&TR
Type	Bank
Address	SLATER, IA 50244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 20, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$410,700 Land $95,200 Building $315,500	$410,700 Land $95,200 Building $315,500
2024	$7,154.00
2023		$397,800 Land $91,000 Building $306,800	$397,800 Land $91,000 Building $306,800
2020	$1,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3502 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3502 E Philip St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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