Richland County property record for 345 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 4,809 sqft Heated Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $680,000 (2025) |
| Tax Bill | $4,303.00 (2025) |
Source: Richland County records · APN 28910-05-15
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 PALM SEDGE LOOP, ELGIN, SC 29045-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 04, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERIS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Jan 04, 2017 · Amount on Record |
| Deed Doc Number | 202538960 |
| Deed Book / Page | 3048 / 667 |
| Prior Transfer Date | Apr 13, 2020 |
| Prior Transfer Doc | 0024852002 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 27, 2020 |
| Property Address | 345 PALM SEDGE LOOP, ELGIN, SC 29045-8005 |
| Document Number | 2485/2002 |
| Book / Page | 002485 / 002002 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 19379 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 345 PALM SEDGE LOOP ELGIN SC 290458005, ELGIN, SC 29045-8005 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 04, 2017 |
| Property Address | 345 PALM SEDGE LOOP, ELGIN, SC 29045-8005 |
| Document Number | 2177/3437 |
| Book / Page | 002177 / 003437 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 384 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2177/3441 |
|---|---|
| Date | Jan 04, 2017 |
| Book Page | 002177/003441 |
| Instrument | 385 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 03, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,303.00 | $17,028 (-96.52%) | $610,300 (-) Land $81,000 Building $529,300 |
| 2024 | $489,600 (+2,775.26%) | $610,300 (+43.36%) Land $81,000 Building $529,300 | |
| 2023 | $17,028 | $425,700 | |
| 2022 | $7,538.00 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28910-05-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,809 sqft Heated Area |
| Gross Area | 5,844 sqft Gross Area |
| 1st Floor | 2,272 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 780 sqft Garage |
| Porch Area | 255 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02092979 |
|---|---|
| Street Address | 345 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8005 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 36 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2017-514/515 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 36,105 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2075 |
| Census Tract | 11407 |
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