3537 Scoutoak Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3537 Scoutoak Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,445 sqft · built 1991
Lot Size	0.246 acres (10,755 sqft)
Owner	Individual Name on File
Last Sale	$472,000 (Apr 2021)
Tax Bill	$6,219 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-21-31-504-0000-0200`

Property Details

APN / Parcel Number

Primary APN	`35-21-31-504-0000-0200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,445 sqft Living Area
1st Floor Area	2,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,755 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	262 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	3537 SCOUTOAK LOOP
City	OVIEDO
State	FL
Zip	32765-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 HERONWOOD AT CARILLON PB 42 PGS 94 TO 97
Legal Range	31E
Legal Township	21S
Legal Section	35
Legal Subdivision	HERONWOOD AT CARILLON
Legal Tract	504
Legal Lot Number	20
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21316

Owner

Source: Seminole County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3537 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 15, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Mar 12, 1997 · Amount on Record
Deed Document Number	2021056362
Deed Book / Page	9916 / 937
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 29, 2021
Property Address	3537 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Document Number	0099160937
Book / Page	9916 / 937
Map Reference	MB 42 PG 94-97
Instrument Date	Apr 28, 2021
Instrument	2021056362
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	CITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,304.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 MYRA ST, 2045, JACKSONVILLE, FL 32204-3714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3537 SCOUTOAK LOOP, OVIEDO, FL 32765-5107

Mortgage

Document Number	0099160940
Date	Apr 29, 2021
Book Page	9916/940
Instrument	2021056364

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3537 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3537 SCOUTOAK LOOP, OVIEDO, FL 32765-5107

Mortgage

Document Number	0098420459
Date	Feb 10, 2021
Book Page	9842/459
Instrument	2021018602

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3537 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Document Number	0092870313
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1165 CHANTRY PL LAKE MARY FL 327461981, LAKE MARY, FL 32746-1981

Mortgage

Document Number	0092870313
Date	Jan 24, 2019
Book Page	009287/000313
Instrument	8321

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3537 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Document Number	0090111160
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3537 SCOUTOAK LOOP OVIEDO FL 327655107, OVIEDO, FL 32765-5107

Mortgage

Document Number	0090111160
Date	Oct 23, 2017
Book Page	009011/001160
Instrument	106952

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2037

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,219.00 (-1.61%) Homeowner's exemption	$496,502 (+5.98%)	$496,502 (+5.98%) Land $120,000 Building $376,502
2023	$6,321.00 (+13.2%)	$468,478 (+22.82%)	$468,478 (+14.58%) Land $115,000 Building $353,478
2022	$5,584.00	$381,424	$408,859 Land $100,000 Building $308,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured incl. 18 condo units
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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