Seminole County property record for 3512 Scoutoak Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,936 sqft · built 1991 |
| Lot Size | 0.267 acres (11,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $562,000 (May 2022) |
| Tax Bill | $5,319 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-21-31-504-0000-0290 |
| Primary APN | 35-21-31-504-0000-0290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 11,632 sqft |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 162 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 3512 SCOUTOAK LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 HERONWOOD AT CARILLON PB 42 PGS 94 TO 97 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 35 |
| Legal Subdivision | HERONWOOD AT CARILLON |
| Legal Tract | 504 |
| Legal Lot Number | 29 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21316 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3512 SCOUTOAK LOOP, OVIEDO, FL 32765-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Apr 2, 2019 | Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on Record |
| Deed Sale | May 12, 2022 · Amount on Record |
| Prior Sale | Apr 2, 2019 · Amount on Record |
| Deed Document Number | 2022057240 |
| Deed Book / Page | 10238 / 528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 12, 2022 |
| Property Address | 3512 SCOUTOAK LOOP, OVIEDO, FL 32765-5106 |
| Document Number | 0102380528 |
| Book / Page | 10238 / 528 |
| Map Reference | MB 42 PG 94-97 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022057240 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,934.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2985 GRANDEVILLE CIR APT 315, 2985, OVIEDO, FL 32765-6087 |
| Name | Verified Name |
|---|---|
| Address | 3512 SCOUTOAK LOOP, OVIEDO, FL 32765-5106 |
| Document Number | 0010238537 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 10238/537 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 2, 2019 |
| Property Address | 3512 SCOUTOAK LOOP, OVIEDO, FL 32765-5106 |
| Document Number | 0093251702 |
| Book / Page | 09325 / 1702 |
| Map Reference | MB 42 PG 94-97 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 2019033653 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,443.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3726 MANSON PIKE #417417, 3726, NASHVILLE, TN 37218 |
| Name | Verified Name |
|---|---|
| Address | 3512 SCOUTOAK LOOP, OVIEDO, FL 32765-5106 |
| Document Number | 2019033654 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 2019033654 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 12.2% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 12.2% |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,319.00 (-0.34%) Homeowner's exemption | $428,682 (+5.78%) | $428,682 (+5.78%) Land $120,000 Building $308,682 |
| 2023 | $5,337.00 (+50.38%) Homeowner's exemption | $405,271 (+50.37%) | $405,271 (+14.28%) Land $115,000 Building $290,271 |
| 2022 | $3,549.00 | $269,513 | $354,627 Land $100,000 Building $254,627 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 18 condo units |
| Nearby Flood Claims | 3 (2011–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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