3543 Scoutoak Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3543 Scoutoak Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,016 sqft · built 1993
Lot Size	0.252 acres (11,005 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Jul 2022)
Tax Bill	$5,470 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-21-31-504-0000-0190`

Property Details

APN / Parcel Number

Primary APN	`35-21-31-504-0000-0190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,005 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	233 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3543 SCOUTOAK LOOP
City	OVIEDO
State	FL
Zip	32765-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 HERONWOOD AT CARILLON PB 42 PGS 94 TO 97
Legal Range	31E
Legal Township	21S
Legal Section	35
Legal Subdivision	HERONWOOD AT CARILLON
Legal Tract	504
Legal Lot Number	19
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21316

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3543 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Apr 27, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Nov 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	2022078504
Deed Book / Page	10273 / 420
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 6, 2022
Property Address	3543 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Document Number	0102730420
Book / Page	10273 / 420
Map Reference	MB 42 PG 94-97
Instrument Date	Jul 5, 2022
Instrument	2022078504
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 SCOUTOAK LOOP, OVIEDO, FL 32765-5107

Mortgage

Document Number	0010273422
Date	Jul 6, 2022
Instrument	10273/422

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 27, 2022
Property Address	3543 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Document Number	0102270345
Book / Page	10227 / 345
Map Reference	MB 42 PG 94-97
Instrument Date	Apr 26, 2022
Instrument	2022050807
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	933 GRAND WILDMERE CV, LONGWOOD, FL 32750-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3543 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Document Number	0094841818
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3543 SCOUTOAK LOOP OVIEDO FL 327655107, OVIEDO, FL 32765-5107

Mortgage

Document Number	0094841818
Date	Nov 21, 2019
Book Page	009484/001818
Instrument	127906

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,470.00 (-0.24%) Homeowner's exemption	$441,183 (+5.99%)	$441,519 (+6.07%) Land $120,000 Building $321,519
2023	$5,483.00 (+143.47%) Homeowner's exemption	$416,261 (+140.94%)	$416,261 (+14.47%) Land $115,000 Building $301,261
2022	$2,252.00 Homeowner's exemption	$172,764	$363,655 Land $100,000 Building $263,655

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured incl. 18 condo units
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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