3531 Scoutoak Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3531 Scoutoak Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,342 sqft · built 1997
Lot Size	0.283 acres (12,366 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (Aug 2007)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-21-31-504-0000-0210`

Property Details

APN / Parcel Number

Primary APN	`35-21-31-504-0000-0210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	2,337 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,366 sqft
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	191 sqft
Patio Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	3531 SCOUTOAK LOOP
City	OVIEDO
State	FL
Zip	32765-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 HERONWOOD AT CARILLON PB 42 PGS 94 TO 97
Legal Range	31E
Legal Township	21S
Legal Section	35
Legal Subdivision	HERONWOOD AT CARILLON
Legal Tract	504
Legal Lot Number	21
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21316

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3531 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2007 · Amount on Record
Deed Sale	Aug 3, 2007 · Amount on Record
Prior Sale	Jul 20, 2001 · Amount on Record
Deed Document Number	2007113301
Deed Book / Page	06779 / 1555
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3531 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITABLE TTL OF SEMINOLE CN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096160398
Date	Jun 4, 2020
Book Page	9616/398
Instrument	2020057287

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3531 SCOUTOAK LOOP, OVIEDO, FL 32765-5107
Document Number	0089920256
Book / Page	008992 / 000256
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3531 SCOUTOAK LOOP OVIEDO FL 327655107, OVIEDO, FL 32765-5107

Mortgage

Document Number	0089920256
Date	Sep 20, 2017
Book Page	008992/000256
Instrument	94717

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2032

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00 (-6.48%) Homeowner's exemption	$217,086 (+5.99%)	$489,022 (+6.47%) Land $120,000 Building $369,022
2023	$2,669.00 (+2.57%) Homeowner's exemption	$204,823 (+3%)	$459,319 (+14.58%) Land $115,000 Building $344,319
2022	$2,602.00 Homeowner's exemption	$198,857	$400,885 Land $100,000 Building $300,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured incl. 18 condo units
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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