3535 Whispering Pines Loop N, Delaware, OH 43015 Property Records

Delaware County property record for 3535 Whispering Pines Loop N, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,927 sqft · built 2019
Lot Size	0.483 acres (21,039 sqft)
Owner	2 Individual Names on File
Last Sale	$484,600 (Feb 2020)
Tax Bill	$10,020 (2025)
Deeds & Mortgages	Feb 2020 Sale & Construction Loan Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`418-310-21-021-000`

Property Details

APN / Parcel Number

Primary APN	`418-310-21-021-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,927 sqft Living Area
Gross Area	5,015 sqft
1st Floor Area	1,448 sqft
Upper Floors Area	1,479 sqft
Basement Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	21,039 sqft (0.483 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	440 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	3535 WHISPERING PINES LOOP N
City	DELAWARE
State	OH
Zip	43015-9818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2449 THE PINES SEC 1 PH A
Legal Subdivision	THE PINES SEC 1 PH A
Legal Lot Number	2449
Jurisdiction	DELAWARE OH
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1016
Census Tract	11562

Owner

3535 Whispering Pines Loop N is owned and occupied by two individuals who bought it in February 2020.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3535 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Warranty Deed, Construction Loan · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Sep 3, 2019	Grant Deed, Construction Loan STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	20204712
Deed Book / Page	1700 / 755
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Feb 13, 2020
Property Address	3535 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9818
Document Number	0000004712
Book / Page	1700 / 0755
Map Reference	OR 1607 PG 851
Instrument Date	Feb 11, 2020
Instrument	202000004712
Transaction Type	Construction Loan
Record Updated	Aug 24, 2022
Title Company	TITLE FIRST AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3001 HACKBERRY RD, IRVING, TX 75063-0156
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004713
Date	Feb 13, 2020
Instrument	202000004713

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2035
Change Frequency	2 Years
Min Rate At Change	2.25%
Max Rate At Change	8.27%
Index	1-Year LIBOR
Max Rate	8.27%

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 3, 2019
Property Address	3535 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9818
Document Number	0000023766
Book / Page	001660 / 001612
Instrument Date	Aug 29, 2019
Instrument	23766
Transaction Type	Construction Loan
Record Updated	Sep 17, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$5,712.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Tax Assessment & Valuation

The 2025 property tax bill for 3535 Whispering Pines Loop N was $10,020, down 0.6% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Berlin Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,020.00 (-0.61%)	$189,140 (-) Land $35,000 Building $154,140	$540,400 Land $100,000 Building $440,400
2024	$10,082.00 (-0.46%) Homeowner's exemption	$189,140 (-) Land $35,000 Building $154,140
2023	$10,129.00 Homeowner's exemption	$189,140 Land $35,000 Building $154,140	$540,400 Land $100,000 Building $440,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3535 Whispering Pines Loop N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3535 Whispering Pines Loop N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Consolidated Fiber.

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