3405 Whispering Pines Loop N, Delaware, OH 43015 Property Records

Delaware County property record for 3405 Whispering Pines Loop N, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,132 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,100 (Jun 2020)
Tax Bill	$10,148 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`418-310-19-001-000`

Property Details

APN / Parcel Number

Primary APN	`418-310-19-001-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,132 sqft Living Area
Gross Area	4,910 sqft
1st Floor Area	1,714 sqft
Upper Floors Area	1,418 sqft
Basement Area	1,418 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	120 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	3405 WHISPERING PINES LOOP N
City	DELAWARE
State	OH
Zip	43015-9819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2456 THE PINES SEC 1 PH A
Legal Subdivision	THE PINES SEC 1 PH A
Legal Lot Number	2456
Jurisdiction	DELAWARE OH
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1016
Census Tract	11562

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3405 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Jun 10, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202019812
Deed Book / Page	1735 / 1
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	3405 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027881
Date	Sep 16, 2022
Book Page	1992/738
Instrument	202200027881

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 10, 2020
Property Address	3405 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Document Number	0000019812
Book / Page	1735 / 1
Map Reference	CAB 4 PG 59-59K
Instrument Date	Jun 5, 2020
Instrument	202000019812
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 14, 2022
Title Company	TRANSOHIO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3405 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819

Mortgage

Document Number	0000019813
Date	Jun 10, 2020
Instrument	202000019813

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Berlin Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,148.00 (-0.6%)	$191,560 (-) Land $35,000 Building $156,560	$547,300 (-) Land $100,000 Building $447,300
2024	$10,209.00 (-0.46%) Homeowner's exemption	$191,560 (-) Land $35,000 Building $156,560
2023	$10,256.00 Homeowner's exemption	$191,560 Land $35,000 Building $156,560	$547,300 Land $100,000 Building $447,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Consolidated Fiber.

Nearby Properties on Whispering Pines Loop N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures