3410 Whispering Pines Loop N, Delaware, OH 43015 Property Records

Delaware County property record for 3410 Whispering Pines Loop N, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,580 sqft · built 2019
Lot Size	0.398 acres (17,337 sqft)
Owner	2 Individual Names on File
Last Sale	$427,100 (Mar 2020)
Tax Bill	$8,994 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`418-310-20-002-000`

Property Details

APN / Parcel Number

Primary APN	`418-310-20-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	4,436 sqft
1st Floor Area	1,200 sqft
Upper Floors Area	1,380 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	17,337 sqft (0.398 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	3410 WHISPERING PINES LOOP N
City	DELAWARE
State	OH
Zip	43015-9819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2457 THE PINES SEC 1 PH A
Legal Subdivision	THE PINES SEC 1 PH A
Legal Lot Number	2457
Jurisdiction	DELAWARE OH
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1016
Census Tract	11562

Owner

3410 Whispering Pines Loop N is owned and occupied by two individuals who bought it in March 2020.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3410 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP
Mar 11, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Deed Document Number	20207957
Deed Book / Page	1707 / 511
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	3410 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	VAN HORN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038526
Date	Oct 1, 2020
Book Page	1775/2056
Instrument	202000038526

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 11, 2020
Property Address	3410 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Document Number	0000007957
Book / Page	001707 / 000511
Instrument Date	Mar 6, 2020
Instrument	7957
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2020
Title Company	TRANSOHIO RESIDENTIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3410 WHISPERING PINES LOOP N DELAWARE OH 43015, DELAWARE, OH 43015

Mortgage

Document Number	7958
Date	Mar 11, 2020
Book Page	001707/000513
Instrument	7958

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3410 Whispering Pines Loop N was $8,994, down 0.9% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Berlin Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,994.00 (-0.86%)	$169,790 (-) Land $35,000 Building $134,790	$485,100 Land $100,000 Building $385,100
2024	$9,072.00 (-0.46%) Homeowner's exemption	$169,790 (-) Land $35,000 Building $134,790
2023	$9,114.00 Homeowner's exemption	$169,790 Land $35,000 Building $134,790	$485,100 Land $100,000 Building $385,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3410 Whispering Pines Loop N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3410 Whispering Pines Loop N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Consolidated Fiber.

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