3473 Whispering Pines Loop N, Delaware, OH 43015 Property Records

Delaware County property record for 3473 Whispering Pines Loop N, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,000 sqft · built 2020
Lot Size	0.343 acres (14,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$456,900 (Oct 2020)
Tax Bill	$10,742 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`418-310-19-005-000`

Property Details

APN / Parcel Number

Primary APN	`418-310-19-005-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	5,122 sqft
1st Floor Area	1,482 sqft
Upper Floors Area	1,518 sqft
Basement Area	1,482 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	14,941 sqft (0.343 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	3473 WHISPERING PINES LOOP N
City	DELAWARE
State	OH
Zip	43015-9819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2452 THE PINES SEC 1 PH A
Legal Subdivision	THE PINES SEC 1 PH A
Legal Lot Number	2452
Jurisdiction	DELAWARE OH
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1016
Census Tract	11562

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3473 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 20, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 30, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Sep 3, 2019	Grant Deed, Construction Loan STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	202041606
Deed Book / Page	1783 / 117
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	3473 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051052
Date	Nov 19, 2021
Book Page	1922/643
Instrument	202100051052

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 20, 2020
Property Address	3473 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Document Number	0000041606
Book / Page	1783 / 117
Map Reference	OR 1607 PG 851
Instrument Date	Sep 29, 2020
Instrument	202000041606
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022
Title Company	MIDWEST HOME TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000041608
Date	Oct 20, 2020
Instrument	202000041608

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DELAWARE OH
Recording Date	Dec 30, 2019
Property Address	3473 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Book / Page	001691 / 000902
Instrument Date	Dec 20, 2019
Instrument	38260
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	TITLE FIRST

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Mortgage

Document Number	0000038260
Date	Dec 30, 2019
Book Page	001691/000902
Instrument	38260

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1750 H ST NW # 4TH, WASHINGTON, DC 20006-4600

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 29, 2020

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 3, 2019
Property Address	3473 WHISPERING PINES LOOP N, DELAWARE, OH 43015-9819
Document Number	0000023766
Book / Page	001660 / 001612
Instrument Date	Aug 29, 2019
Instrument	23766
Transaction Type	Construction Loan
Record Updated	Sep 17, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$5,712.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Berlin Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,742.00 (+3.01%)	$191,590 (-) Land $35,000 Building $156,590	$547,400 (-) Land $100,000 Building $447,400
2024	$10,428.00 (-0.47%)	$191,590 (-) Land $35,000 Building $156,590
2023	$10,477.00	$191,590 Land $35,000 Building $156,590	$547,400 Land $100,000 Building $447,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Consolidated Fiber.

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