Stanislaus County property record for 3532 Dry Creek Dr, Modesto, CA 95357
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,235 sqft · built 1989 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jan 2013) |
| Tax Bill | $4,156 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-008-033-000 |
| Primary APN | 079-008-033-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,235 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Storm Sewer |
| Street Address | 3532 DRY CREEK DR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95357-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DRY CREEK MEADOWS NO. 2, BLK 2968, LOT 13 |
| Legal Subdivision | DRY CRK MDWS #2 |
| Legal Block | 2968 |
| Legal Lot Number | 13 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2006 |
3532 Dry Creek Dr is owned and occupied by two individuals who acquired it in January 2022.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3532 DRY CREEK DR, MODESTO, CA 95357-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MODESTO'S FIRST FEDERAL CREDIT UNION |
| Jan 31, 2022 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jan 31, 2022 | Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 12, 2020 | Quit Claim Deed, Transfer VETERANS ADMN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2013 · Amount on File |
| Deed Sale | Jan 14, 2013 · Amount on File |
| Prior Sale | Jun 20, 2008 · Amount on File |
| Deed Document Number | 20133363 |
| Last Transfer Date | Jan 24, 2022 |
| Transfer Doc | 0000007099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | May 19, 2026 |
| Property Address | 3532 DRY CREEK DR, MODESTO, CA 95357-1524 |
| Document Number | 0000028067 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202628067 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3532 DRY CREEK DR, MODESTO, CA 95357-1524 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028067, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202628067 |
| Name | MODESTO'S FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jan 31, 2022 |
| Property Address | 3532 DRY CREEK DR, MODESTO, CA 95357-1524 |
| Document Number | 0000007099 |
| Map Reference | VOL 33 PG 51 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022-0007099 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3532 DRY CREEK DR, MODESTO, CA 95357-1524 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jan 31, 2022 |
| Property Address | 3532 DRY CREEK DR, MODESTO, CA 95357-1524 |
| Document Number | 0000007098 |
| Map Reference | VOL 33 PG 51 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022-0007098 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3532 DRY CREEK DR, MODESTO, CA 95357-1524 |
| Document Number | 0000007100 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-0007100 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 12, 2020 |
| Property Address | 3532 DRY CREEK DR, MODESTO, CA 95357-1524 |
| Document Number | 0000040470 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 40470 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3532 DRY CREEK DR MODESTO CA 953571524, MODESTO, CA 95357-1524 |
| Document Number | 40471 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 40471 |
| Name | VETERANS ADMN |
|---|---|
| Address | 1227 O ST # 222, SACRAMENTO, CA 95814-5840 |
| Amount | Amount on Record |
|---|
| Rate | 10% |
|---|
The 2026 property tax bill for 3532 Dry Creek Dr was $4,156 with a homeowner's exemption, up 1.7% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,156.00 (+1.66%) Homeowner's exemption | $390,425 (+2%) Land $105,972 Building $284,453 |
| 2025 | $4,088.00 Homeowner's exemption | $382,771 Land $103,895 Building $278,876 |
| 2023 | $4,517.00 (+8.17%) Homeowner's exemption | $367,909 Land $99,861 Building $268,048 |
| 2022 | $4,176.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3532 Dry Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3532 Dry Creek Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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