3521 Dry Creek Dr, Modesto, CA 95357 Property Records

Stanislaus County property record for 3521 Dry Creek Dr, Modesto, CA 95357

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,907 sqft · built 1989
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$278,000 (May 2017)
Tax Bill$4,192 (2026)
Deeds & MortgagesSep 2021 Transfer
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN079-003-015-000

Property Details

APN / Parcel Number

Primary APN079-003-015-000
Alternative APNs
  • 0790315000
  • 0790315

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,907 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area5,227 sqft (0.12 acres)
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3521 DRY CREEK DR
CityMODESTO
StateCA
Zip95357-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDRY CREEK MEADOWS NO. 2, BLK 2974, LOT 9
Legal SubdivisionDRY CRK MDWS 02
Legal Block2974
Legal Lot Number9
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1007
Census Tract2006

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3521 DRY CREEK DR, MODESTO, CA 95357-1525
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 9, 2021Quit Claim Deed, Transfer · Conventional Mortgage
BANC ONE MORTGAGE CORP
May 17, 2017Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
May 17, 2017Grant Deed, Transfer · FHA Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2017 · Amount on Record
Deed SaleMay 17, 2017 · Amount on Record
Prior SaleAug 2, 2012 · Amount on Record
Deed Document Number201735193
Last Transfer DateFeb 1, 2021
Transfer Doc0000012931
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateSep 20, 2021
Property Address3521 DRY CREEK DR, MODESTO, CA 95357-1525
Document Number0000089215
Map ReferenceVOL 33 PG 51
Instrument DateAug 5, 2021
Instrument2021-0089215
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3521 DRY CREEK DR, MODESTO, CA 95357-1525

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateFeb 9, 2021
Property Address3521 DRY CREEK DR, MODESTO, CA 95357-1525
Document Number0000012931
Map ReferenceVOL 33 PG 51
Instrument DateFeb 1, 2021
Instrument2021-0012931
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3521 DRY CREEK DR, MODESTO, CA 95357-1525

Mortgage

Document Number0000012932
DateFeb 9, 2021
Instrument2021-0012932
Lender
NameBANC ONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateMay 17, 2017
Property Address3521 DRY CREEK DR, MODESTO, CA 95357-1525
Document Number0000035194
Instrument DateMay 5, 2017
Instrument35194
Transaction TypeTransfer
Record UpdatedMay 26, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3521 DRY CREEK DR MODESTO CA 953571525, MODESTO, CA 95357-1525

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateMay 17, 2017
Property Address3521 DRY CREEK DR, MODESTO, CA 95357-1525
Document Number0000035193
Map ReferenceVOL33 PG51
Instrument DateMay 5, 2017
Instrument2017-0035193
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3521 DRY CREEK DR, MODESTO, CA 95357-1525

Mortgage

Document Number0000035195
DateMay 17, 2017
Instrument2017-0035195
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,192.00 (+1.65%) Homeowner's exemption$393,769 (+2%) Land $132,015 Building $261,754
2025$4,124.00 (-9.38%) Homeowner's exemption$386,049 (+4.04%) Land $129,427 Building $256,622
2023$4,551.00 (+8.13%) Homeowner's exemption$371,060 Land $124,402 Building $246,658
2022$4,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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