3524 Dry Creek Dr, Modesto, CA 95357 Property Records

Stanislaus County property record for 3524 Dry Creek Dr, Modesto, CA 95357

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,235 sqft · built 1989
Lot Size0.14 acres (6,098 sqft)
Owner2 Company Names on Record
Last Sale$164,000 (Apr 1995)
Tax Bill$133 (2026)
Deeds & MortgagesMar 2020 Line of Credit
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN079-008-031-000

Property Details

APN / Parcel Number

Primary APN079-008-031-000
Alternative APNs
  • 0790831000
  • 0790831

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,235 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3524 DRY CREEK DR
CityMODESTO
StateCA
Zip95357-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDRY CREEK MEADOWS NO. 3, BLK 2968, LOT 15
Legal SubdivisionDRY CRK MDWS 02
Legal Block2968
Legal Lot Number15
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1005
Census Tract2006

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address3524 DRY CREEK DR, MODESTO, CA 95357-1524
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Sep 13, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 1995 · Amount on Record
Deed SaleApr 18, 1995 · Amount on Record
Deed Document Number199531567
Last Transfer DateOct 26, 2006
Transfer Doc0000166298
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address3524 DRY CREEK DR, MODESTO, CA 95357-1524
Document Number0000029103
Instrument DateMar 5, 2020
Transaction TypeMortgage
Record UpdatedMay 13, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3524 DRY CREEK DR MODESTO CA 953571524, MODESTO, CA 95357-1524

Mortgage

Document Number0000029103
DateApr 27, 2020
Instrument29103
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address3524 DRY CREEK DR, MODESTO, CA 95357-1524
Document Number0000070188
Instrument DateSep 13, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 DRY CREEK DR MODESTO CA 953571524, MODESTO, CA 95357-1524

Mortgage

Document Number0000070188
DateSep 22, 2017
Instrument70188
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$133.00 (-17.39%) Veteran's exemption$280,962 (+2%) Land $59,951 Building $221,011
2025$161.00 (-81.24%) Additional exemption filed$275,454 (+4.04%) Land $58,776 Building $216,678
2023$858.00 (+7.52%) Additional exemption filed$264,760 Land $56,495 Building $208,265
2022$798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Dry Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number