Madison County property record for 353 4th St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,704 sqft |
| Lot Size | 0.095 acres (4,165 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2025) |
| Tax Bill | $1,413 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0018-0021 |
| Primary APN | R007-0018-0021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,079 sqft |
| Basement Area | 1,079 sqft |
| Unfinished Basement | 1,079 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 4,165 sqft (0.095 acres) |
| Account Number | 40641 |
|---|---|
| Street Address | 353 4TH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Legal Subdivision | SOUTHPARKE RANCH LLC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10602 |
Source: Madison County records, as of June 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 353 4TH ST, RICHMOND, KY 40475-1467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Oct 20, 2025 | Deed, Transfer |
| Nov 25, 2020 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 13, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Nov 25, 2020 · Amount on Record |
| Deed Document Number | 202514293215 |
| Deed Book / Page | 874 / 590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 353 4TH ST, RICHMOND, KY 40475-1467 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2258/200 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | M2258/200 |
| Instrument | 2014166185 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 20, 2025 |
| Property Address | 353 4TH ST, RICHMOND, KY 40475-1467 |
| Document Number | 00D874/590 |
| Book / Page | D874 / 590 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2014293215 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 840 HAYS BLVD, LEXINGTON, KY 40509-8324 |
| Name | Verified Name |
|---|---|
| Address | 353 4TH ST, RICHMOND, KY 40475-1467 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 25, 2020 |
| Property Address | 353 4TH ST, RICHMOND, KY 40475-1467 |
| Document Number | D00797/513 |
| Book / Page | D00797 / 513 |
| Map Reference | MB 785 PG 416 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 2014024800 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 LA ROSE CT, RICHMOND, KY 40475-7855 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 353 4TH ST, RICHMOND, KY 40475-1467 |
| Document Number | 2014024801 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2014024801 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 13, 2020 |
| Property Address | 353 4TH ST, RICHMOND, KY 40475-1467 |
| Document Number | D00783/284 |
| Book / Page | D00783 / 284 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 2014005357 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 560 LOST FORK RD, RICHMOND, KY 40475-9387 |
| Name | Verified Name |
|---|---|
| Address | 908 W MAIN ST, RICHMOND, KY 40475-1102 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,413.00 (-2.82%) | $149,900 (-) | $149,900 (-) |
| 2023 | $1,454.00 (-0.27%) | $149,900 (-) | $149,900 (-) |
| 2022 | $1,458.00 | $149,900 | $149,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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