Madison County property record for 340 4th St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,410 sqft |
| Lot Size | 0.126 acres (5,529 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $696 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0017-0009 |
| Primary APN | R007-0017-0009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,105 sqft |
| Basement Area | 1,105 sqft |
| Unfinished Basement | 1,105 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 5,529 sqft (0.126 acres) |
| Account Number | 42183 |
|---|---|
| Street Address | 340 4TH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PREWITT ADDT LOT 8 |
| Legal Subdivision | PREWITT ADDT |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10602 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 340 4TH ST, RICHMOND, KY 40475-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2003 |
| Transfer Doc | 0D0619/222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 340 4TH ST, RICHMOND, KY 40475-1428 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 340 4TH ST, RICHMOND, KY 40475-1428 |
| Document Number | 00M2242/59 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | M2242/59 |
| Instrument | 2014152223 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 12, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 340 4TH ST, RICHMOND, KY 40475-1428 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2093/171 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | M2093/171 |
| Instrument | 2014053550 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 340 4TH ST, RICHMOND, KY 40475-1428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01778/355 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | M01778/355 |
| Instrument | 2013968761 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $696.00 (+60.74%) Homeowner's exemption | $123,000 (+35.16%) | $123,000 (+35.16%) |
| 2023 | $433.00 (-11.81%) Homeowner's exemption | $91,000 (-) | $91,000 (-) |
| 2022 | $491.00 Homeowner's exemption | $91,000 | $91,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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