344 4th St, Richmond, KY 40475 Property Records

Madison County property record for 344 4th St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,651 sqft
Lot Size	0.139 acres (6,077 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R007-0017-0008`

Property Details

APN / Parcel Number

Primary APN	`R007-0017-0008`
Alternative APNs	`113402` `76521` `42613`

Interior

Stories	1 Story
Building Area	1,651 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	6,077 sqft (0.139 acres)

Location & Zoning

Account Number	42613
Street Address	344 4TH ST
City	RICHMOND
State	KY
Zip	40475-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PREWITT ADDT LOT 7 & 8
Legal Subdivision	PREWITT ADDT
Legal Lot Number	7,8
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2005
Census Tract	10602

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 4TH ST, RICHMOND, KY 40475-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	344 4TH ST, RICHMOND, KY 40475-1428
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 4TH ST, RICHMOND, KY 40475-1428

Mortgage

Document Number	0M2203/407
Date	Nov 21, 2022
Book Page	M2203/407
Instrument	2014120757

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 1, 2062

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,150.00 (+56.04%)	$122,000 (+60.53%)	$122,000 (+60.53%)
2023	$737.00 (-0.27%)	$76,000 (-)	$76,000 (-)
2022	$739.00	$76,000	$76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20