Madison County property record for 358 4th St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,274 sqft |
| Owner | Individual Name on Record |
| Last Sale | $108,000 (Sep 2018) |
| Tax Bill | $1,018 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0017-0004 |
| Primary APN | R007-0017-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,274 sqft Living Area |
| Exterior Material | Wood |
|---|
| Account Number | 49676 |
|---|---|
| Street Address | 358 4TH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PREWITT ADDT LOT 3 |
| Legal Subdivision | PREWITT ADDT |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10602 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 358 4TH ST, RICHMOND, KY 40475-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 25, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | May 25, 2011 · Amount on Record |
| Deed Document Number | 2013982347 |
| Deed Book / Page | D00764 / 721 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 358 4TH ST, RICHMOND, KY 40475-1428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLUESTONE TITLE |
| Name | Verified Name |
|---|
| Document Number | M01825/544 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | M01825/544 |
| Instrument | 2013982348 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 358 4TH ST, RICHMOND, KY 40475-1428 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | JETT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M01951/1 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | M01951/1 |
| Instrument | 2014014392 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 25, 2018 |
| Property Address | 358 4TH ST, RICHMOND, KY 40475-1428 |
| Document Number | D00764/721 |
| Book / Page | D00764 / 721 |
| Map Reference | DD57 PG173 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 2013982347 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $108.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 358 4TH ST, 358, RICHMOND, KY 40475-1428 |
| Name | Verified Name |
|---|---|
| Address | 3525 HIDDEN CAVE CIR, LEXINGTON, KY 40513-1150 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,018.00 (-2.77%) Additional exemption filed | $108,000 (-) | $108,000 (-) |
| 2023 | $1,047.00 (-0.29%) | $108,000 (-) | $108,000 (-) |
| 2022 | $1,050.00 | $108,000 | $108,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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