3529 Joaquin Ponce Dr, Laredo, TX 78046 Property Records

Webb County property record for 3529 Joaquin Ponce Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,452 sqft · built 2021
Lot Size	0.092 acres (4,026 sqft)
Owner	Individual Name on Record
Tax Bill	$1,037 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`950-36008-340`

Property Details

APN / Parcel Number

Primary APN	`950-36008-340`
Alternative APN	`790717`

Interior

Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,026 sqft (0.092 acres)
Porch	Open Porch
Porch Area	36 sqft

Location & Zoning

Street Address	3529 JOAQUIN PONCE DR, DR
City	LAREDO
State	TX
Zip	78046-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR SUBD. UNIT XVIII BLK 8 LOT 34
Legal Subdivision	LOMAS DEL
Legal Block	8
Legal Lot Number	34
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1007
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jul 10, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 22, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 13, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIBER HOME LOANS INC
Jan 4, 2022	Vendor's Lien, Transfer · Stand-Alone Second Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814

Mortgage

Document Number	0005461/80
Date	May 11, 2023
Book Page	5461/80
Instrument	1499545

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 1, 2052

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814

Mortgage

Document Number	005866/361
Date	Jul 10, 2025
Book Page	5866/361
Instrument	1562162

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jan 1, 2052

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814

Mortgage

Document Number	005705/418
Date	Aug 22, 2024
Book Page	5705/418
Instrument	1537583

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jan 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814

Mortgage

Document Number	005573/338
Date	Dec 13, 2023
Book Page	5573/338
Instrument	1517420

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005186/164
Date	Jan 4, 2022
Book Page	5186/164
Instrument	1453758

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 4, 2022
Property Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
Document Number	005186/143
Book / Page	5186 / 143
Map Reference	VOL 39 PG 11&12
Instrument Date	Dec 29, 2021
Instrument	1453756
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3529 JOAQUIN PONCE DR, LAREDO, TX 78046-5814

Mortgage

Document Number	0001453758
Date	Jan 4, 2022
Instrument	1453758

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,745 (-0.61%) Land $44,769 Building $158,976	$203,745 (-0.61%) Land $44,769 Building $158,976
2025	$1,037.00 (-22.55%)	$204,987 (+7.99%) Land $44,769 Building $160,218	$204,987 (+7.99%) Land $44,769 Building $160,218
2024	$1,339.00 (-1.18%)
2023		$189,827 Land $26,129 Building $163,698	$189,827 Land $26,129 Building $163,698
2022	$1,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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