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3524 Joaquin Ponce Dr, Laredo, TX 78046 Property Records

Webb County property record for 3524 Joaquin Ponce Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,706 sqft · built 2021
Lot Size0.092 acres (4,026 sqft)
Owner2 Individual Names on Record
Tax Bill$1,147 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN950-36007-160

Property Details

APN / Parcel Number

Primary APN950-36007-160
Alternative APN
  • 790664

Interior

Stories2 Stories
Building Area1,706 sqft Living Area
1st Floor Area858 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,026 sqft (0.092 acres)
PorchOpen Porch
Porch Area20 sqft

Location & Zoning

Street Address3524 JOAQUIN PONCE DR, DR
CityLAREDO
StateTX
Zip78046-5814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR SUBD. UNIT XVIII BLK 7 LOT 16
Legal SubdivisionLOMAS DEL
Legal Block7
Legal Lot Number16
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1007
Census Tract1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3524 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJul 12, 2022
Property Address3524 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5814
Document Number005308/771
Book / Page5308 / 771
Map ReferenceVOL 39 PG 11&12
Instrument DateJul 11, 2022
Instrument1473422
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 8, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 JOAQUIN PONCE DR, LAREDO, TX 78046-5814

Mortgage

Document Number0001473423
DateJul 12, 2022
Instrument1473423
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$225,364 (-0.62%) Land $44,769 Building $180,595$225,364 (-0.62%) Land $44,769 Building $180,595
2025$1,147.00 (-22.71%) Homeowner's exemption$226,774 (+7.18%) Land $44,769 Building $182,005$226,774 (+7.18%) Land $44,769 Building $182,005
2024$1,484.00 (+493.6%)
2023$211,585 Land $26,129 Building $185,456$211,585 Land $26,129 Building $185,456
2022$250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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