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3603 Joaquin Ponce Dr, Laredo, TX 78046 Property Records

Webb County property record for 3603 Joaquin Ponce Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,797 sqft · built 2021
Lot Size0.092 acres (4,026 sqft)
OwnerIndividual Name on Record
Tax Bill$1,208 (2025)
Deeds & MortgagesMay 2024 Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN950-36008-310

Property Details

APN / Parcel Number

Primary APN950-36008-310
Alternative APN
  • 790703

Interior

Stories2 Stories
Building Area1,797 sqft Living Area
1st Floor Area867 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,026 sqft (0.092 acres)
PorchOpen Porch
Porch Area127 sqft

Location & Zoning

Street Address3603 JOAQUIN PONCE DR, DR
CityLAREDO
StateTX
Zip78046-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR SUBD. UNIT XVIII BLK 8 LOT 31
Legal SubdivisionLOMAS DEL
Legal Block8
Legal Lot Number31
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1007
Census Tract1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3603 JOAQUIN PONCE DR, LAREDO, TX 78046-5815
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Apr 6, 2022Vendor's Lien, Transfer · FHA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3603 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5815
Transaction TypeMortgage
Record UpdatedMay 20, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3603 JOAQUIN PONCE DR, LAREDO, TX 78046-5815

Mortgage

Document Number005646/464
DateMay 3, 2024
Book Page5646/464
Instrument1528728
Lender
NameCENLAR FSB
TypeBank
Address425 PHILLIPS BLVD, EWING, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueMay 1, 2052

April 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 6, 2022
Property Address3603 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5815
Document Number005249/256
Book / Page5249 / 256
Map ReferenceVOL 39 PG 11&12
Instrument DateApr 5, 2022
Instrument1463915
Transaction TypeTransfer
Record UpdatedMar 8, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3603 JOAQUIN PONCE DR, LAREDO, TX 78046-5815

Mortgage

Document Number0001463916
DateApr 6, 2022
Instrument1463916
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,235 (-0.63%) Land $44,769 Building $192,466$237,235 (-0.63%) Land $44,769 Building $192,466
2025$1,208.00 (-22.81%)$238,736 (+6.68%) Land $44,769 Building $193,967$238,736 (+6.68%) Land $44,769 Building $193,967
2024$1,565.00 (+43.84%)
2023$223,778 Land $26,129 Building $197,649$223,778 Land $26,129 Building $197,649
2022$1,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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