3531 Joaquin Ponce Dr, Laredo, TX 78046 Property Records

Webb County property record for 3531 Joaquin Ponce Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,452 sqft · built 2021
Lot Size	0.092 acres (4,026 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-36008-330`

Property Details

APN / Parcel Number

Primary APN	`950-36008-330`
Alternative APN	`790712`

Interior

Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,026 sqft (0.092 acres)
Porch	Open Porch
Porch Area	36 sqft

Location & Zoning

Street Address	3531 JOAQUIN PONCE DR, DR
City	LAREDO
State	TX
Zip	78046-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR SUBD. UNIT XVIII BLK 8 LOT 33
Legal Subdivision	LOMAS DEL
Legal Block	8
Legal Lot Number	33
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1007
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3531 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Mar 4, 2022	Vendor's Lien, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022
Deed Sale	Mar 4, 2022
Deed Document Number	20221460233
Deed Book / Page	5226 / 406
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 23, 2022
Property Address	3531 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5814
Document Number	005238/629
Book / Page	5238 / 629
Map Reference	VOL 39 PG 11&12
Instrument Date	Mar 21, 2022
Instrument	1462290
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 JOAQUIN PONCE DR, LAREDO, TX 78046-5814

Mortgage

Document Number	0001462291
Date	Mar 23, 2022
Instrument	1462291

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 4, 2022
Property Address	3531 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5814
Document Number	005226/406
Book / Page	5226 / 406
Map Reference	VOL 39 PG 11&12
Instrument Date	Mar 3, 2022
Instrument	1460233
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 GARDEN ST, LAREDO, TX 78040-4260

Mortgage

Document Number	0001460234
Date	Mar 4, 2022
Instrument	1460234

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,745 (-0.61%) Land $44,769 Building $158,976	$203,745 (-0.61%) Land $44,769 Building $158,976
2025	$1,037.00 (+1.57%)	$204,987 (+7.99%) Land $44,769 Building $160,218	$204,987 (+7.99%) Land $44,769 Building $160,218
2024	$1,021.00 (+9.2%)
2023		$189,827 Land $26,129 Building $163,698	$189,827 Land $26,129 Building $163,698
2022	$935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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