3528 E Lydia Ct, Spokane, WA 99223 Property Records

Spokane County property record for 3528 E Lydia Ct, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,282 sqft · built 1995
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Aug 2020)
Tax Bill	$4,947 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35343.2505`

Property Details

APN / Parcel Number

Primary APN	`35343.2505`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,282 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,422 sqft
Basement Area	602 sqft
Finished Basement	300 sqft
Unfinished Basement	302 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3528 E LYDIA CT
City	SPOKANE
State	WA
Zip	99223-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BERKLEY WOODS LT 5 BLK 1
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	BERKLEY WOODS
Legal Block	1
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1005
Census Tract	4800

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3528 E LYDIA CT, SPOKANE, WA 99223-7757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Warranty Deed, Transfer PENRITH HM LNS
Aug 1, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20206951130
Prior Transfer Date	Jul 16, 1996
Prior Transfer Doc	0004018784
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 3, 2020
Property Address	3528 E LYDIA CT, SPOKANE, WA 99223-7757
Document Number	0006951130
Instrument Date	Jul 27, 2020
Instrument	6951130
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$104.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 E LYDIA CT SPOKANE WA 992237757, SPOKANE, WA 99223-7757

Mortgage

Document Number	6951131
Date	Aug 3, 2020
Instrument	6951131

Lender

Name	PENRITH HM LNS
Address	SEATTLE, WA 98101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 1, 2018
Property Address	3528 E LYDIA CT, SPOKANE, WA 99223-7757
Document Number	0006730554
Map Reference	VOL18 PG56&57
Instrument Date	Jul 31, 2018
Instrument	6730554
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,291.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 E LYDIA CT, SPOKANE, WA 99223-7757

Mortgage

Document Number	0006730555
Date	Aug 1, 2018
Instrument	6730555

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,947.00 (+1.62%)	$498,500 (+1.28%) Land $130,000 Building $368,500	$498,500 (+1.28%) Land $130,000 Building $368,500
2025	$4,868.00 (+1.18%)
2024		$492,200 (+27.78%) Land $100,000 Building $392,200	$492,200 (+27.78%) Land $100,000 Building $392,200
2023	$4,811.00 (+6.84%)	$385,200 Land $70,000 Building $315,200	$385,200 Land $70,000 Building $315,200
2022	$4,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: CenturyLink.

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