3520 E Lydia Ct, Spokane, WA 99223 Property Records

Spokane County property record for 3520 E Lydia Ct, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,094 sqft · built 1991
Lot Size	0.265 acres (11,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2024)
Tax Bill	$5,143 (2026)
Deeds & Mortgages	May 2024 Sale Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35343.2506`

Property Details

APN / Parcel Number

Primary APN	`35343.2506`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	3,002 sqft
1st Floor Area	1,294 sqft
Basement Area	624 sqft
Finished Basement	300 sqft
Unfinished Basement	324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2023
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,524 sqft (0.265 acres)
Garage Type	Attached
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Deck Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3520 E LYDIA CT
City	SPOKANE
State	WA
Zip	99223-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BERKLEY WOODS LT 6 BLK 1
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	BERKLEY WOODS
Legal Block	1
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1005
Census Tract	4800

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 E LYDIA CT, SPOKANE, WA 99223-7757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Feb 28, 2007 · Amount on Record
Deed Document Number	20247348594
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 13, 2024
Property Address	3520 E LYDIA CT, SPOKANE, WA 99223-7757
Document Number	0007348594
Map Reference	VOL 18 PG 56&57
Instrument Date	May 10, 2024
Instrument	7348594
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$8,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 NE UPPER DR, PULLMAN, WA 99163-4305

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3520 E LYDIA CT, SPOKANE, WA 99223-7757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006596788
Date	Apr 21, 2017
Instrument	6596788

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,143.00 (+13.48%)	$518,800 (+10.22%) Land $130,000 Building $388,800	$518,800 (+10.22%) Land $130,000 Building $388,800
2025	$4,532.00 (-1.5%)
2024		$470,700 (+25.49%) Land $100,000 Building $370,700	$470,700 (+25.49%) Land $100,000 Building $370,700
2023	$4,601.00 (+4.93%)	$375,100 Land $70,000 Building $305,100	$375,100 Land $70,000 Building $305,100
2022	$4,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: CenturyLink.

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