3514 E Lydia Ct, Spokane, WA 99223 Property Records

Spokane County property record for 3514 E Lydia Ct, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,534 sqft · built 1989
Lot Size	0.2 acres (8,701 sqft)
Owner	Individual Name on Record
Last Sale	$259,280 (Oct 2010)
Tax Bill	$4,821 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35343.2507`

Property Details

APN / Parcel Number

Primary APN	`35343.2507`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,534 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	1,514 sqft
Basement Area	626 sqft
Finished Basement	540 sqft
Unfinished Basement	86 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,701 sqft (0.2 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3514 E LYDIA CT
City	SPOKANE
State	WA
Zip	99223-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BERKLEY WOODS LT 7 BLK 1
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	BERKLEY WOODS
Legal Block	1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1005
Census Tract	4800

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3514 E LYDIA CT, SPOKANE, WA 99223-7757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2010 · Amount on Record
Deed Sale	Oct 14, 2010 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	20105942741
Last Transfer Date	Jun 29, 2015
Transfer Doc	0006417220
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3514 E LYDIA CT, SPOKANE, WA 99223-7757
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007161777
Date	Dec 16, 2021
Instrument	7161777

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3514 E LYDIA CT, SPOKANE, WA 99223-7757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006986594
Date	Oct 27, 2020
Instrument	6986594

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3514 E LYDIA CT, SPOKANE, WA 99223-7757
Document Number	0006770583
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 E LYDIA CT SPOKANE WA 992237757, SPOKANE, WA 99223-7757

Mortgage

Document Number	0006770583
Date	Dec 19, 2018
Instrument	6770583

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210-1954

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 18, 2023

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,821.00 (+2.33%)	$494,500 (+0.32%) Land $130,000 Building $364,500	$494,500 (+0.32%) Land $130,000 Building $364,500
2025	$4,711.00 (-2.2%)
2024		$492,900 (+27.13%) Land $100,000 Building $392,900	$492,900 (+27.13%) Land $100,000 Building $392,900
2023	$4,817.00 (+6.29%)	$387,700 Land $70,000 Building $317,700	$387,700 Land $70,000 Building $317,700
2022	$4,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: CenturyLink.

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