3508 E Lydia Ct, Spokane, WA 99223 Property Records

Spokane County property record for 3508 E Lydia Ct, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,740 sqft · built 1989
Lot Size	0.197 acres (8,567 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2018)
Tax Bill	$5,290 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35343.2508`

Property Details

APN / Parcel Number

Primary APN	`35343.2508`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,740 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	1,412 sqft
Basement Area	581 sqft
Finished Basement	581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,567 sqft (0.197 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3508 E LYDIA CT
City	SPOKANE
State	WA
Zip	99223-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BERKLEY WOODS LT 8 BLK 1
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	BERKLEY WOODS
Legal Block	1
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1005
Census Tract	4800

Owner

3508 E Lydia Ct is owned and occupied by two individuals who bought it in August 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3508 E LYDIA CT, SPOKANE, WA 99223-7757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Sep 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WASHINGTON TRUST BANK
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK
Aug 15, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Jul 21, 2008 · Amount on File
Deed Document Number	20186734416
Prior Transfer Date	Jun 16, 2006
Prior Transfer Doc	0005396084
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3508 E LYDIA CT, SPOKANE, WA 99223-7757
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007088494
Date	Jun 16, 2021
Instrument	7088494

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3508 E LYDIA CT, SPOKANE, WA 99223-7757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006995853
Date	Nov 16, 2020
Instrument	6995853

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Sep 30, 2019
Property Address	3508 E LYDIA CT, SPOKANE, WA 99223-7757
Document Number	0006847757
Map Reference	VOL 18 PG 56&57
Instrument Date	Sep 24, 2019
Instrument	6847757
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATL TTL CO OF EASTERN W

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 E LYDIA CT, SPOKANE, WA 99223-7757

Mortgage

Document Number	0006847758
Date	Sep 30, 2019
Instrument	6847758

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 15, 2018
Property Address	3508 E LYDIA CT, SPOKANE, WA 99223-7757
Document Number	0006734416
Map Reference	VOL198 PG56&57
Instrument Date	Aug 13, 2018
Instrument	6734416
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3508 E LYDIA CT, SPOKANE, WA 99223-7757

Mortgage

Document Number	0006734418
Date	Aug 15, 2018
Instrument	6734418

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 15, 2018
Property Address	3508 E LYDIA CT, SPOKANE, WA 99223-7757
Document Number	0006734417
Instrument Date	Aug 13, 2018
Instrument	6734417
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3508 E LYDIA CT SPOKANE WA 992237757, SPOKANE, WA 99223-7757

Tax Assessment & Valuation

The 2026 property tax bill for 3508 E Lydia Ct was $5,290, down 4.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,290.00 (-4.13%)	$542,000 Land $130,000 Building $412,000	$542,000 Land $130,000 Building $412,000
2025	$5,518.00
2024		$560,800 (+23.71%) Land $100,000 Building $460,800	$560,800 (+23.71%) Land $100,000 Building $460,800
2023	$5,479.00 (+3.44%)	$453,300 Land $70,000 Building $383,300	$453,300 Land $70,000 Building $383,300
2022	$5,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3508 E Lydia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3508 E Lydia Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: CenturyLink.

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