3526 Ellen Dr, Westminster, MD 21157 Property Records

Carroll County property record for 3526 Ellen Dr, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,790 sqft · built 1976
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on File
Last Sale$471,000 (Jan 2026)
Tax Bill$5,057 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-015582

Property Details

APN / Parcel Number

Primary APN09-015582
Alternative APNs
  • 9015582
  • 015582

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,790 sqft Total Area
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
Garage TypeBasement
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number015582
Street Address3526 ELLEN DR
CityWESTMINSTER
StateMD
Zip21157-8014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCONSE
Legal DescriptionLT 21 -1.04 ACRES 3526 ELLEN DR PLT 14-98 BOB-EL FARMS PLT C
Legal SubdivisionBOB-EL FARMS C
Legal Lot Number21
JurisdictionCARROLL MD
Township / Civil Division9, FRANKLIN
Census Block Group2
Census Block2014
Census Tract509001

Owner

3526 Ellen Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3526 ELLEN DR, WESTMINSTER, MD 21157-8014
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2026 · Amount on File
Deed SaleJan 30, 2026 · Amount on File
Prior SaleNov 23, 2005 · Amount on File
Deed Book / Page11674 / 329
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJan 30, 2026
Property Address3526 ELLEN DR, WESTMINSTER, MD 21157-8014
Document Number0116740329
Book / Page11674 / 329
Map ReferenceMB 14 FO 98
Instrument DateJan 13, 2026
Transaction TypeTransfer
Record UpdatedFeb 12, 2026
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,355.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3526 ELLEN DR, WESTMINSTER, MD 21157-8014

Mortgage

Document Number0011674337
DateJan 30, 2026
Instrument11674/337
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 3526 Ellen Dr was $5,057, up 13.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,057.00 (+13.67%)$446,233 (+9.14%)$483,600 (-) Land $180,400 Building $303,200
2025$4,449.00 Homeowner's exemption$408,867$483,600 Land $180,400 Building $303,200
2023$4,022.00 Homeowner's exemption$355,967$371,500 Land $180,400 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3526 Ellen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3526 Ellen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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