3522 Ellen Dr, Westminster, MD 21157 Property Records

Carroll County property record for 3522 Ellen Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,930 sqft · built 1977
Lot Size	3.05 acres (132,858 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Aug 2011)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-015566`

Property Details

APN / Parcel Number

Primary APN	`09-015566`
Alternative APNs	`9015566` `015566`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,930 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	92 sqft
Deck Area	156 sqft
Shed	1 Shed
Shed Area	702 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015566
Street Address	3522 ELLEN DR
City	WESTMINSTER
State	MD
Zip	21157-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 19- 3.05 ACS ELLEN DR 14-98 BOB-EL FARMS PLT C
Legal Subdivision	BOB EL FARMS
Legal Lot Number	19
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2014
Census Tract	509001

Owner

Source: Carroll County records · APN 09-015566

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3522 ELLEN DR, WESTMINSTER, MD 21157-8014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2011 · Amount on Record
Deed Sale	Aug 03, 2011 · Amount on Record
Prior Sale	Aug 03, 2011 · Amount on Record
Deed Book / Page	6618 / 206
Prior Transfer Date	Mar 21, 2007
Prior Transfer Doc	0051890490
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3522 ELLEN DR, WESTMINSTER, MD 21157-8014
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096390124
Date	Apr 17, 2020
Book Page	9639/124

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2040

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,100 (+5.06%)	$487,500 (-) Land $200,200 Building $287,300
2025	$5,003.00 (+9.74%) Homeowner's exemption	$442,700 (+9.71%)	$487,500 (+15.99%) Land $200,200 Building $287,300
2023	$4,559.00 Homeowner's exemption	$403,533	$420,300 Land $200,200 Building $220,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 46 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ellen Dr

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