3520 Ellen Dr, Westminster, MD 21157 Property Records

Carroll County property record for 3520 Ellen Dr, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1976
Lot Size	3.93 acres (171,191 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (May 2003)
Tax Bill	$4,838 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-015558`

Property Details

APN / Parcel Number

Primary APN	`09-015558`
Alternative APNs	`9015558` `015558`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	171,191 sqft (3.93 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	1,184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015558
Street Address	3520 ELLEN DR
City	WESTMINSTER
State	MD
Zip	21157-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 - 3.93 ACS ELLEN DR PLT 14-98 BOB-EL-FARMS PL C
Legal Subdivision	BOB-EL FARMS C
Legal Lot Number	18
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2014
Census Tract	509001

Owner

Source: Carroll County records · APN 09-015558

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3520 ELLEN DR, WESTMINSTER, MD 21157-8014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2003 · Amount on Record
Deed Sale	May 06, 2003 · Amount on Record
Deed Document Number	200325179
Deed Book / Page	3390 / 736
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3520 ELLEN DR, WESTMINSTER, MD 21157-8014
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091580318
Date	Nov 07, 2018
Book Page	9158/0318

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,300 (+11.87%)	$457,900 (+11.38%) Land $204,600 Building $253,300
2025	$4,838.00 (+8.31%) Homeowner's exemption
2023	$4,467.00 Homeowner's exemption	$395,367	$411,100 Land $204,600 Building $206,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.