3517 Ellen Dr, Westminster, MD 21157 Property Records

Carroll County property record for 3517 Ellen Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,352 sqft · built 1986
Lot Size	3.15 acres (137,214 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Sep 2018)
Tax Bill	$5,597 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-015604`

Property Details

APN / Parcel Number

Primary APN	`09-015604`
Alternative APNs	`9015604` `015604`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	137,214 sqft (3.15 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	432 sqft
Deck Area	848 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015604
Street Address	3517 ELLEN DR
City	WESTMINSTER
State	MD
Zip	21157-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 23 - 3.15 ACS 3517 ELLEN DR 14-98 BOB EL FARMS PLT C
Legal Subdivision	PLAT C BOB EL FARMS
Legal Lot Number	23
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2013
Census Tract	509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3517 ELLEN DR, WESTMINSTER, MD 21157-8013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MTG
Sep 14, 2018	Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	Aug 4, 1986 · Amount on Record
Deed Book / Page	9118 / 421
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3517 ELLEN DR, WESTMINSTER, MD 21157-8013
Document Number	0096620420
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3517 ELLEN DR WESTMINSTER MD 211578013, WESTMINSTER, MD 21157-8013

Mortgage

Document Number	0096620420
Date	May 6, 2020
Book Page	009662/000420

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 14, 2018
Property Address	3517 ELLEN DR, WESTMINSTER, MD 21157-8013
Document Number	0091180421
Book / Page	9118 / 0421
Map Reference	MB14 FO98
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 ELLEN DR, WESTMINSTER, MD 21157-8013

Mortgage

Document Number	0091180426
Date	Sep 14, 2018
Book Page	9118/0426

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,597.00 (+5.11%) Homeowner's exemption	$508,733 (+18.12%)	$539,600 (+20.72%) Land $200,700 Building $338,900
2025	$5,325.00 (+9.43%) Homeowner's exemption
2023	$4,866.00 Homeowner's exemption	$430,700	$447,000 Land $200,700 Building $246,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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