Buchanan County property record for 3524 Lafayette St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 952 sqft · built 1964 |
| Lot Size | 0.157 acres (6,850 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,900 (Oct 2016) |
| Tax Bill | $920 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| APN | 06-5.0-15-001-002-021.000 |
| Primary APN | 06-5.0-15-001-002-021.000 |
|---|
| Building Area | 952 sqft Base Area |
|---|---|
| 1st Floor Area | 952 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 6,850 sqft (0.157 acres) |
| Lot Dimensions | 137 ft deep x 50 ft wide |
| Street Address | 3524 LAFAYETTE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SHAW & KILBY'S LOT:4 BLK:5LGL DESC: |
| Legal Subdivision | SHAW & KILBYS |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1600 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3524 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2016 · Amount on Record |
| Deed Sale | Oct 4, 2016 · Amount on Record |
| Prior Sale | May 16, 2006 |
| Deed Document Number | 201610273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3524 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2126 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3524 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2126 |
| Document Number | 003811/595 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 3811/595 |
| Instrument | 2025007651 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $920.00 (+0.11%) | $12,870 (+13.39%) Land $1,520 Building $11,350 | $67,760 (+13.44%) Land $8,000 Building $59,760 |
| 2024 | $919.00 (+23.69%) | ||
| 2023 | $743.00 (-0.67%) | $11,350 (-) Land $1,520 Building $9,830 | $59,730 (-) Land $8,000 Building $51,730 |
| 2022 | $748.00 | $11,350 Land $1,520 Building $9,830 | |
| 2021 | $59,730 Land $8,000 Building $51,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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