3519 Lafayette St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3519 Lafayette St, Saint Joseph, MO 64507

Property Summary

Property TypeSingle Family Home
Details1,296 sqft · built 1957
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$890,800 (Jun 2016)
Tax Bill$949 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Jun 2016 Mortgage
APN06-5.0-15-001-002-014.000

Property Details

APN / Parcel Number

Primary APN06-5.0-15-001-002-014.000

Interior

Building Area1,296 sqft Base Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide

Location & Zoning

Street Address3519 LAFAYETTE ST
CitySAINT JOSEPH
StateMO
Zip64507-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:SHAW & KILBY'S LOT:19 BLK:4LGL DESC:
Legal SubdivisionSHAW & KILBYS
Legal Block4
Legal Lot Number19
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1037
Census Tract1600

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3519 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Jun 3, 2016Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 3, 2016 · Amount on Record
Deed SaleJun 3, 2016 · Amount on Record
Prior SaleFeb 16, 2007 · Amount on Record
Deed Document Number20165282
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3519 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2125
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2125

Mortgage

Document Number003779/716
DateAug 30, 2022
Book Page3779/716
Instrument2022008336
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2037

June 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJun 3, 2016
Property Address3519 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2125
Document Number2016005282
Instrument DateMay 31, 2016
Instrument2016005282
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2016005283
DateJun 3, 2016
Instrument2016005283
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$949.00 (+0.11%)$13,280 (+0.38%) Land $1,520 Building $11,760$69,880 (+0.39%) Land $8,000 Building $61,880
2024$948.00 (+9.6%)
2023$865.00 (-0.69%)$13,230 (-) Land $1,520 Building $11,710$69,610 (-) Land $8,000 Building $61,610
2022$871.00$13,230 Land $1,520 Building $11,710
2021$69,610 Land $8,000 Building $61,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
United Electric Cooperative
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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