Buchanan County property record for 3527 Lafayette St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 1,076 sqft · built 1952 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,034 (Apr 2025) |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage May 2021 Mortgage |
| APN | 06-5.0-15-001-002-018.000 |
| Primary APN | 06-5.0-15-001-002-018.000 |
|---|
| Building Area | 1,076 sqft Base Area |
|---|---|
| 1st Floor Area | 1,076 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Street Address | 3527 LAFAYETTE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SHAW & KILBY'S LOT:23 BLK:4LGL DESC:L 23 & 24 |
| Legal Subdivision | SHAW & KILBYS |
| Legal Block | 4 |
| Legal Lot Number | 23 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1600 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3527 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMERCE BANK |
| May 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on Record |
| Deed Sale | Apr 7, 2025 · Amount on Record |
| Prior Sale | Nov 12, 2019 · Amount on Record |
| Deed Document Number | 20252449 |
| Deed Book / Page | 3806 / 450 |
| Prior Transfer Date | Jul 23, 2015 |
| Prior Transfer Doc | 2015007731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3527 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2125 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 003743/476 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 3743/476 |
| Instrument | 2019009933 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3527 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003761/935 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 3761/935 |
| Instrument | 2021004586 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Dec 1, 2049 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 (+0.12%) | $11,980 (+8.32%) Land $1,520 Building $10,460 | $63,030 (+8.26%) Land $8,000 Building $55,030 |
| 2024 | $856.00 (+18.23%) | ||
| 2023 | $724.00 (-0.69%) | $11,060 (-) Land $1,520 Building $9,540 | $58,220 (-) Land $8,000 Building $50,220 |
| 2022 | $729.00 | $11,060 Land $1,520 Building $9,540 | |
| 2021 | $58,220 Land $8,000 Building $50,220 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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