3522 Lafayette St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3522 Lafayette St, Saint Joseph, MO 64507 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	966 sqft · built 1917
Lot Size	0.157 acres (6,850 sqft)
Owner	Individual Name on File
Last Sale	$164,622 (Mar 2025)
Tax Bill	$585 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2020 Sale
APN	`06-5.0-15-001-002-022.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-001-002-022.000`

Interior

Building Area	966 sqft Base Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	6,850 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide

Location & Zoning

Street Address	3522 LAFAYETTE ST
City	SAINT JOSEPH
State	MO
Zip	64507-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:SHAW & KILBY'S LOT:5 BLK:5LGL DESC:
Legal Subdivision	SHAW & KILBYS
Legal Block	5
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1013
Census Tract	1600

Owner

Source: Buchanan County records · APN 06-5.0-15-001-002-022.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3522 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Transfer · Line of Credit COMMERCE BANK
Dec 11, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2025 · Amount on Record
Deed Sale	Mar 20, 2025 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	20251993
Deed Book / Page	3805 / 997
Prior Transfer Date	Dec 07, 2020
Prior Transfer Doc	003756/568
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 15, 2023
Property Address	3522 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2126
Document Number	003793/278
Book / Page	3793 / 278
Instrument Date	Dec 14, 2023
Instrument	2023009853
Transaction Type	Transfer
Record Updated	Jan 02, 2024
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9001 N MONTGALL AVE # AVE101, AVE101, KANSAS CITY, MO 64156-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 COOK RD, SAINT JOSEPH, MO 64505-9340

Mortgage

Document Number	2023009854
Date	Dec 15, 2023
Instrument	2023009854

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 11, 2020
Property Address	3522 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2126
Document Number	003756/568
Book / Page	3756 / 568
Instrument Date	Dec 07, 2020
Instrument	2020011762
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3522 LAFAYETTE ST, 3522, SAINT JOSEPH, MO 64507-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9207 NE 116TH PL, KANSAS CITY, MO 64157-8152

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00	$8,150 (-6.32%) Land $1,520 Building $6,630	$42,910 (-6.31%) Land $8,000 Building $34,910
2024	$585.00 (+2.45%)
2023	$571.00 (-0.7%)	$8,700 (-) Land $1,520 Building $7,180	$45,800 (-) Land $8,000 Building $37,800
2022	$575.00	$8,700 Land $1,520 Building $7,180
2021			$45,800 Land $8,000 Building $37,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
United Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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