Frederick County property record for 3524 Flatwoods Dr, Frederick, MD 21704 · Last verified April 2026
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,872 sqft · built 2019 |
| Lot Size | 0.101 acres (4,389 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $496,670 (Aug 2019) |
| Tax Bill | $7,584 (2024) |
| Deeds & Mortgages | Jun 2022 Transfer May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-596359 |
| Primary APN | 07-596359 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,872 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,389 sqft (0.101 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 596359 |
|---|---|
| Street Address | 3524 FLATWOODS DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-5241 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 22544 4,389 SQ FT URBANA TOWN CENTER |
| Legal Subdivision | URBANA TOWN CENTER |
| Legal Lot Number | 22544 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 752206 |
Source: Frederick County records · APN 07-596359
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3524 FLATWOODS DR, URBANA, MD 21704-5241 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 17, 2022 | Intrafamily Transfer, Transfer |
| May 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 08, 2019 | Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2019 · Amount on Record |
| Deed Sale | Aug 08, 2019 · Amount on Record |
| Prior Sale | Sep 10, 2018 · Amount on Record |
| Deed Book / Page | 13135 / 190 |
| Last Transfer Date | May 03, 2022 |
| Transfer Doc | 0159900314 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 17, 2022 |
| Property Address | 3524 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 0159900314 |
| Book / Page | 15990 / 314 |
| Map Reference | MB 100 PG 36 |
| Instrument Date | May 03, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3524 FLATWOODS DR, 3524, URBANA, MD 21704-5241 |
| Name | Verified Name |
|---|---|
| Address | 3524 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3524 FLATWOODS DR, URBANA, MD 21704-5241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0149250216 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 14925/216 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3524 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 0142670461 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3524 FLATWOODS DR URBANA MD 217045241, URBANA, MD 21704-5241 |
| Document Number | 0142670461 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 014267/000461 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 08, 2019 |
| Property Address | 3524 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 0131350190 |
| Book / Page | 13135 / 0190 |
| Map Reference | MB 100 PG 36 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | CALATLANTIC TITLE OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,241.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3524 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 131350201 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | 13135/0201 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $567,333 (+11.42%) | $666,600 (+28.76%) Land $150,000 Building $516,600 | |
| 2024 | $7,584.00 (+4.3%) | ||
| 2023 | $7,271.00 Homeowner's exemption | $509,167 | $517,700 Land $140,000 Building $377,700 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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