3514 Flatwoods Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3514 Flatwoods Dr, Frederick, MD 21704 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	4 ba · 2,632 sqft · built 2019
Lot Size	0.058 acres (2,563 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jul 2022)
Tax Bill	$6,785 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-596363`

Property Details

APN / Parcel Number

Primary APN	`07-596363`
Alternative APN	`596363`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,632 sqft Total Area

Exterior

Year Built	Built 2019
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,563 sqft (0.058 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596363
Street Address	3514 FLATWOODS DR
City	FREDERICK
State	MD
Zip	21704-5241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 22548 2,563 SQ FT URBANA TOWN CENTER
Legal Subdivision	URBANA TOWN CENTER
Legal Lot Number	22548
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1029
Census Tract	752206

Owner

Source: Frederick County records · APN 07-596363

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3514 FLATWOODS DR, FREDERICK, MD 21704-5241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Mar 09, 2020	Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Mar 09, 2020 · Amount on Record
Deed Document Number	0016040417
Deed Book / Page	16040 / 417
Record Updated	Jun 07, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 19, 2022
Property Address	3514 FLATWOODS DR, FREDERICK, MD 21704-5241
Document Number	0160400417
Book / Page	16040 / 417
Map Reference	MB 100 PG 36
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3514 FLATWOODS DR, FREDERICK, MD 21704-5241

Mortgage

Document Number	0016040424
Date	Jul 19, 2022
Instrument	16040/424

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 09, 2020
Property Address	3514 FLATWOODS DR, FREDERICK, MD 21704-5241
Document Number	0135790318
Book / Page	13579 / 318
Map Reference	MB 100 PG 36
Instrument Date	Feb 18, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,299.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3514 FLATWOODS DR, URBANA, MD 21704-5241

Mortgage

Document Number	0135790328
Date	Mar 09, 2020
Instrument	13579/0328

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,785.00	$467,733	$475,500 Land $140,000 Building $335,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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