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3509 Flatwoods Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3509 Flatwoods Dr, Frederick, MD 21704 · Last verified January 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms4 Baths
Year BuiltBuilt 2018
Square Footage2,634 sqft Total Area
Lot Size3,020 sqft (0.069 acres)
GarageDetached, 484 sqft
OccupancyOwner Occupied
Last Sale$635,000 (2026)
Tax Bill$7,449.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-594776
Alternative APN
  • 594776

Interior

Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,634 sqft Total Area
Stories3 Stories

Exterior

Year BuiltBuilt 2018
Architectural StyleTownhouse Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area3,020 sqft (0.069 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area484 sqft Garage
Deck Area180 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number594776
Street Address3509 FLATWOODS DR
CityFREDERICK
StateMD
Zip21704-5242
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 22461 3,020 SQ FT URBANA TOWN CENTER
Legal SubdivisionURBANA TOWN CENTER
Legal Lot Number22461
JurisdictionFREDERICK MD
Minor Civil Division7, URBANA
Census Blockgroup1
Census Block1026
Census Tract752206

Owner

Source: Frederick County records · APN 07-594776

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3509 FLATWOODS DR, FREDERICK, MD 21704-5242
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Sep 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING
Jul 12, 2019Deed of Trust, Mortgage
PRIME LNDG
Jan 11, 2019Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Sep 01, 2017Grant Deed, Transfer
WALKER TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 06, 2026 · Amount on Record
Deed SaleJan 06, 2026 · Amount on Record
Prior SaleJan 11, 2019 · Amount on Record
Deed Doc Number0017672421
Deed Book / Page17672 / 421
Record RefreshedJun 08, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 06, 2026
Property Address3509 FLATWOODS DR, FREDERICK, MD 21704-5242
Document Number0176720421
Book / Page17672 / 421
Map ReferenceMB 98 PG 150
Instrument DateDec 30, 2025
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyASSURE TITLE, ASSURANCE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,587.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3509 FLATWOODS DR, FREDERICK, MD 21704-5242

Mortgage

Document Number0017672429
DateJan 06, 2026
Instrument17672/429
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3509 FLATWOODS DR, FREDERICK, MD 21704-5242
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0131970484
DateSep 09, 2019
Book Page13197/0484
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueDec 01, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3509 FLATWOODS DR, FREDERICK, MD 21704-5242
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyMIDDLETOWN VALLEY T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141630193
DateOct 13, 2020
Book Page14163/193
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2035

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3509 FLATWOODS DR, FREDERICK, MD 21704-5242
Document Number0131150360
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedAug 12, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3509 FLATWOODS DR FREDERICK MD 217045242, FREDERICK, MD 21704-5242

Mortgage

Document Number0131150360
DateJul 31, 2019
Book Page013115/000360
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term180 Months
DueJul 30, 2034

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 11, 2019
Property Address3509 FLATWOODS DR, FREDERICK, MD 21704-5242
Document Number0127950240
Book / Page12795 / 0240
Map ReferenceMB 98 PG 150
Instrument DateNov 30, 2018
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyNORTH AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3509 FLATWOODS DR, FREDERICK, MD 21704-5242

Mortgage

Document Number0012795253
DateJan 11, 2019
Instrument12795/253
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2048

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateSep 01, 2017
Property Address3509 FLATWOODS DR, FREDERICK, MD 21704-5242
Document Number0120070431
Book / Page012007 / 000431
Instrument DateAug 22, 2017
Transaction TypeTransfer
Record UpdatedMay 07, 2018
Title CompanyWALKER TITLE

Transaction

AmountAmount Recorded
Tax$1,366.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14280 PARK MEADOW DR #108 CHANTILLY VA 201512291, 108, CHANTILLY, VA 20151-2291
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,449.00 (+10.42%) Homeowner's exemption$518,067 (+11.56%)$607,600 (+28.38%) Land $150,000 Building $457,600
2023$6,746.00 Homeowner's exemption$464,400$473,300 Land $140,000 Building $333,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 41st in Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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