3538 Flatwoods Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3538 Flatwoods Dr, Frederick, MD 21704 · Last verified May 2026

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,872 sqft · built 2019
Lot Size	0.065 acres (2,841 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jan 2020)
Tax Bill	$8,523 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-596352`

Property Details

APN / Parcel Number

Primary APN	`07-596352`
Alternative APN	`596352`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,872 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,841 sqft (0.065 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	596352
Street Address	3538 FLATWOODS DR
City	FREDERICK
State	MD
Zip	21704-5241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 22537 2,841 SQ FT URBANA TOWN CENTER
Legal Subdivision	URBANA TOWN CENTER
Legal Lot Number	22537
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1029
Census Tract	752206

Owner

Source: Frederick County records · APN 07-596352

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3538 FLATWOODS DR, FREDERICK, MD 21704-5241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Jan 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 06, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 28, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Prior Sale	Dec 12, 2018 · Amount on Record
Deed Book / Page	13491 / 85
Last Transfer Date	Sep 18, 2020
Transfer Doc	0142410240
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3538 FLATWOODS DR, URBANA, MD 21704-5241
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138980145
Date	Jul 16, 2020
Book Page	13898/145

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3538 FLATWOODS DR, URBANA, MD 21704-5241
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 FLATWOODS DR, URBANA, MD 21704-5241

Mortgage

Document Number	0156240057
Date	Jan 03, 2022
Book Page	15624/57

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Sep 01, 2046

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 06, 2020
Property Address	3538 FLATWOODS DR, URBANA, MD 21704-5241
Document Number	0142410240
Book / Page	014241 / 000240
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Dec 07, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3538 FLATWOODS DR URBANA MD 217045241, URBANA, MD 21704-5241

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 28, 2020
Property Address	3538 FLATWOODS DR, URBANA, MD 21704-5241
Document Number	0134910085
Book / Page	13491 / 0085
Map Reference	MB 100 PG 36
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3538 FLATWOODS DR, URBANA, MD 21704-5241

Mortgage

Document Number	0134910096
Date	Jan 28, 2020
Instrument	13491/0096

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,523.00 (+9.37%)	$586,833 (+11.54%)	$690,500 (+29.07%) Land $150,000 Building $540,500
2024	$7,793.00 (+4.34%)
2023	$7,469.00	$526,100	$535,000 Land $140,000 Building $395,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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