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3531 Clay Brick Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3531 Clay Brick Rd, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,876 sqft · built 2015
Lot Size0.057 acres (2,526 sqft)
OwnerIndividual Name on File
Last Sale$233,000 (Mar 2021)
Tax Bill$3,791 (2025)
Deeds & MortgagesMay 2019 Second Mortgage
Feb 2020 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30263228770001009B

Property Details

APN / Parcel Number

Primary APN30263228770001009B
Alternative APN
  • 148651

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,876 sqft Heated Area
Gross Area2,517 sqft
1st Floor Area938 sqft
Upper Floors Area938 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,526 sqft (0.057 acres)
Garage TypeFinished
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area181 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number148651
Street Address3531 CLAY BRICK RD
CityHARMONY
StateFL
Zip34773-6061
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 9B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY TOWNHOMES
Legal Tract2877
Legal Block1
Legal Lot Number9
Legal Unit9B
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2194
Census Tract43801

Owner

Source: Osceola County records · APN 30263228770001009B

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3531 CLAY BRICK RD, HARMONY, FL 34773-6061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Feb 05, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Mar 02, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2021 · Amount on Record
Deed SaleMar 02, 2021 · Amount on Record
Prior SaleMay 05, 2016 · Amount on Record
Deed Document Number2021029933
Deed Book / Page5901 / 1512
Record UpdatedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3531 CLAY BRICK RD, HARMONY, FL 34773-6061
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055171960
DateMay 02, 2019
Book Page5517/1960
Instrument2019056180
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2039

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3531 CLAY BRICK RD, HARMONY, FL 34773-6061
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056691359
DateFeb 05, 2020
Book Page5669/1359
Instrument2020017773
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 03, 2050

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 02, 2021
Property Address3531 CLAY BRICK RD, HARMONY, FL 34773-6061
Document Number0059011512
Book / Page5901 / 1512
Map ReferenceMB 19 PG 34-38
Instrument DateFeb 16, 2021
Instrument2021029933
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,631.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1697 FULHAM STG, 1697, LAUDERDALE, MN 55113

Transferred To (Grantee/Buyer)

NameVerified Name
Address3531 CLAY BRICK RD, HARMONY, FL 34773-6061

Mortgage

Document Number0059011514
DateMar 02, 2021
Instrument5901/1514
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,791.00 (+6.94%) Homeowner's exemption$166,508 (+5.99%)$263,100 (+1.23%) Land $40,000 Building $223,100
2023$3,545.00 (+5.92%) Homeowner's exemption$157,103 (+3%)$259,900 (+24.71%) Land $14,900 Building $245,000
2022$3,347.00 Homeowner's exemption$152,528$208,400 Land $14,900 Building $193,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskModerate
above 63% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 498 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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