3520 W Sahuaro Divide, Tucson, AZ 85742 Property Records

Pima County property record for 3520 W Sahuaro Divide, Tucson, AZ 85742

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 1977
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2020)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`224-19-033H`

Property Details

APN / Parcel Number

Primary APN	`224-19-033H`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
1st Floor Area	1,517 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Block
Roof Material	Built-Up Asphalt
Lot Area	37,026 sqft (0.85 acres)
Parking Spaces	4 Parking Spaces
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3520 W SAHUARO DV
City	TUCSON
State	AZ
Zip	85742-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	W106 E356 S2 NW4 SE4 NW4 EXC S33 .86 AC SEC 8-12-13
Legal Range	13E
Legal Township	12S
Legal Section	08
Legal Subdivision	NULL
Legal Lot Number	53
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	1
Census Block	1004
Census Tract	4634

Owner

3520 W Sahuaro Divide is owned and occupied by two individuals who acquired it in September 2026.

Source: Pima County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3520 W SAHUARO DV, TUCSON, AZ 85742-8813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Quit Claim Deed, Transfer · Line of Credit SPRING EQ LLC
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Prior Sale	Mar 14, 2014
Deed Document Number	20201180636
Last Transfer Date	Sep 8, 2026
Transfer Doc	0000000152
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIMA AZ
Recording Date	Sep 15, 2026
Property Address	3520 W SAHUARO DV, TUCSON, AZ 85742-8813
Document Number	0000000152
Instrument Date	Sep 8, 2026
Instrument	2026152
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 W SAHUARO DV, TUCSON, AZ 85742-8813

Mortgage

Document Number	0000000015,
Date	Sep 15, 2026
Instrument	2026258202625815

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIMA AZ
Recording Date	Jan 26, 2021
Property Address	3520 W SAHUARO DV, TUCSON, AZ 85742-8813
Document Number	0000260604
Instrument Date	Jan 20, 2021
Instrument	20210260604
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 W SAHUARO DV, TUCSON, AZ 85742-8813

Mortgage

Document Number	0000260605
Date	Jan 26, 2021
Instrument	20210260605

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Apr 27, 2020
Property Address	3520 W SAHUARO DV, TUCSON, AZ 85742-8813
Document Number	0001180636
Instrument Date	Apr 14, 2020
Instrument	20201180636
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	TITLE SECURITY AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5589 W DESERT FALCON LN, 5589, TUCSON, AZ 85742-8252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 W SAHUARO DV, TUCSON, AZ 85742-8813

Mortgage

Document Number	0001180637
Date	Apr 27, 2020
Instrument	20201180637

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	3520 W SAHUARO DV, TUCSON, AZ 85742-8813
Document Number	0000170117
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3520 W SAHUARO DV TUCSON AZ 857428813, TUCSON, AZ 85742-8813

Mortgage

Document Number	0000170117
Date	Jan 17, 2017
Instrument	170117

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	TUCSON, AZ 85741

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3520 W Sahuaro Divide was $4,264.

Source: Pima County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Unified School District	Marana Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,888	$422,796
2025	$4,264.00
2024		$43,490	$434,904
2023	$3,890.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3520 W Sahuaro Divide in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (1986–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 W Sahuaro Divide is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Simply Bits Fixed Wireless	100 / 30

May also be available: Bluespan Wireless, T-Mobile.

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