Stearns County property record for 3520 W Division St, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 6,080 sqft · built 2015 |
| Lot Size | 0.992 acres (43,199 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,924,000 (Nov 2016) |
| Tax Bill | $42,280 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47097-0003 |
| Primary APN | 82-47097-0003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 6,080 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 43,199 sqft (0.992 acres) |
| Lot Width | 97 ft Width |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3520 W DIVISION ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3717 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C5 |
| Legal Description | LOTS 1 & 2 BLK 1 GARDEN ACRES PLAT TWO SECTION 16 TOWNSHIP 124 RANGE 028 GARDEN ACRES PLAT TWO SECTION 16 TOWNSHIP 124 RANGE |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | GARDEN ACRES PLAT TWO |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 601 |
Source: Stearns County assessment roll, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11 ALATO DR, MISSION VIEJO, CA 92692-5104 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 1, 2016 · Amount on Record |
| Deed Sale | Nov 1, 2016 · Amount on Record |
| Deed Document Number | 2016585577 |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,280.00 (+9.38%) | $1,328,000 (+3.03%) Land $648,000 Building $680,000 | $1,328,000 (+3.03%) Land $648,000 Building $680,000 |
| 2025 | $1,289,000 (+3%) Land $648,000 Building $641,000 | $1,289,000 (+3%) Land $648,000 Building $641,000 | |
| 2024 | $38,654.00 (+3.06%) | ||
| 2023 | $37,506.00 | $1,251,500 Land $648,000 Building $603,500 | $1,251,500 Land $648,000 Building $603,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Arvig Enterprises, Lumen Technologies, T-Mobile USA.
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