Stearns County property record for 3500 W Division St, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Details | 6,600 sqft · built 1967 |
| Lot Size | 0.749 acres (32,612 sqft) |
| Owner | Company Name on Record |
| Last Sale | $380,000 (Apr 2026) |
| Tax Bill | $21,692 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47087-0000 |
| Primary APN | 82-47087-0000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 6,600 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Block |
| Lot Area | 32,612 sqft (0.749 acres) |
| Lot Width | 175 ft Width |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3500 W DIVISION ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3717 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C5 |
| Legal Description | E4 OF LOTS 11-12-13 & 14 LESS HY BLK 1 & LESS PART OF LOT 11 SOLD TO CITY GARDEN ACRES ADD SECTION 16 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | GARDEN ACRES ADD |
| Legal Block | 1 |
| Legal Lot Number | 11-13 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 601 |
Source: Stearns County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 380, ORANGE CITY, IA 51041-0380 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 14, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Apr 8, 2026 · Amount on Record |
| Deed Document Number | 20261711317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 8, 2026 |
| Property Address | 3500 W DIVISION ST, SAINT CLOUD, MN 56301-3717 |
| Document Number | 0001710956 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.1710956 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $133,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 14, 2026 |
| Property Address | 3500 W DIVISION ST, SAINT CLOUD, MN 56301-3717 |
| Document Number | 0001711317 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026.1711317 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $126,654.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,692.00 (+12.03%) | ||
| 2025 | $688,000 (+7.05%) Land $505,000 Building $183,000 | $688,000 (+7.05%) Land $505,000 Building $183,000 | |
| 2024 | $19,362.00 (+5.62%) | ||
| 2023 | $18,332.00 | $642,700 Land $505,000 Building $137,700 | $642,700 Land $505,000 Building $137,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Arvig, CenturyLink, T-Mobile.
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