Stearns County property record for 3503 W Division St, Saint Cloud, MN 56301
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4,800 sqft · built 1980 |
| Lot Size | 0.509 acres (22,155 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,520,000 (Jun 2017) |
| Tax Bill | $26,042 (2026) |
| Deeds & Mortgages | Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47081-0000 |
| Primary APN | 82-47081-0000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,800 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Multi-Family |
| Exterior Material | Block |
| Lot Area | 22,155 sqft (0.509 acres) |
| Lot Width | 181 ft Width |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3503 W DIVISION ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3746 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | C5 |
| Legal Description | E1/3 OF E1/2 OF LOTS 8 & 9 AND W1/3 OF E4 OF LOTS 8 & 9 BLK 1 AND W2 OF VACATED 35TH AVE. NO. ADJ. TO SAID LOTS LESS THAT PT |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | GARDEN ACRES ADD |
| Legal Block | 1 |
| Legal Lot Number | 8-9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 601 |
3503 W Division St, a residential property, is owned by a company that bought it in June 2017.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2655 CHESHIRE LN N, MINNEAPOLIS, MN 55447-4906 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2017 · Amount on File |
| Deed Sale | Jun 23, 2017 · Amount on File |
| Prior Sale | Mar 31, 2016 · Amount on File |
| Deed Document Number | 20171498481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 23, 2017 |
| Property Address | 3503 W DIVISION ST, SAINT CLOUD, MN 56301-3746 |
| Document Number | 00A1498481 |
| Instrument Date | May 25, 2017 |
| Instrument | A1498481 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $5,016.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 993 WILDHURST TRL, MOUND, MN 55364-9638 |
The 2026 property tax bill for 3503 W Division St was $26,042.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,042.00 | $855,000 (+4.91%) Land $350,000 Building $505,000 | $855,000 (+4.91%) Land $350,000 Building $505,000 |
| 2025 | $815,000 Land $350,000 Building $465,000 | $815,000 Land $350,000 Building $465,000 | |
| 2024 | $23,188.00 (+5.56%) | ||
| 2023 | $21,966.00 | $758,000 Land $350,000 Building $408,000 | $758,000 Land $350,000 Building $408,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3503 W Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3503 W Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Arvig, CenturyLink, T-Mobile.
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