3240 W Division St, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3240 W Division St, Saint Cloud, MN 56301

Property Summary

Property TypeCommercial
Details2 ba · 2,518 sqft · built 2010
Lot Size0.902 acres (39,300 sqft)
OwnerCompany Name on Record
Last Sale$1,300,000 (Jan 2018)
Tax Bill$32,380 (2026)
Deeds & MortgagesJan 2018 Sale
Flood ZoneZone X (minimal risk)
APN82-48685-0000

Property Details

APN / Parcel Number

Primary APN82-48685-0000

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,518 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStone
Roof MaterialMetal
Lot Area39,300 sqft (0.902 acres)
Lot Width128 ft Width

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3240 W DIVISION ST
CitySAINT CLOUD
StateMN
Zip56301-3821
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC5
Legal DescriptionLOT 2 BLK 1 LESS PART TAKEN IN HWY 23 ROW PLAT & P/O SW4NW4 LYING N OF N LN LOT 2 BLK 1 MIHELICH ADDN & S OF CL HWY 23 & 52
Legal Range28W
Legal Township124
Legal Section15
Legal SubdivisionMIHELICH ADD
Legal Block1
Legal Lot Number2
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2057
Census Tract601

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14601 27TH AVE N, 104, MINNEAPOLIS, MN 55447-4834
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2018 · Amount on Record
Deed SaleJan 11, 2018 · Amount on Record
Deed Document Number20181512887
Record UpdatedSep 20, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJan 11, 2018
Property Address3240 W DIVISION ST, SAINT CLOUD, MN 56301-3821
Document Number00A1512887
Instrument DateJan 9, 2018
InstrumentA1512887
Transaction TypeTransfer
Record UpdatedNov 6, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14601, MINNEAPOLIS, MN 55447

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,380.00 (+15.56%)$1,000,000 (-) Land $864,000 Building $136,000$1,000,000 (-) Land $864,000 Building $136,000
2025$1,000,000 (-21.81%) Land $864,000 Building $136,000$1,000,000 (-21.81%) Land $864,000 Building $136,000
2024$28,020.00 (-26.98%)
2023$38,372.00$1,279,000 Land $864,000 Building $415,000$1,279,000 Land $864,000 Building $415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Arvig, CenturyLink, T-Mobile.

Nearby Properties on W Division St

Nearby Streets

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