3520 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3520 E Carmel Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,289 sqft · built 1975
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$5,819 (2024)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-101-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-101-004.000-018`
Alternative APN	`1610320101004000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,289 sqft Living Area
Gross Area	6,383 sqft
1st Floor Area	4,633 sqft
2nd Floor Area	1,595 sqft
Basement Area	1,344 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Brick
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	189 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	1,750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3520 E CARMEL DR
City	CARMEL
State	IN
Zip	46033-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 2, LOT 64, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN ESTATES SECTION 2
Legal Block	2
Legal Lot Number	64
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	111003

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3520 E CARMEL DR, CARMEL, IN 46033-4331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Affidavit of Death of Joint Tenant, Transfer
Oct 9, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2002
Deed Sale	Jul 19, 2002
Deed Document Number	200251366
Last Transfer Date	Oct 7, 2025
Transfer Doc	0000043521
Record Updated	Sep 20, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON IN
Recording Date	Oct 8, 2025
Property Address	3520 E CARMEL DR, CARMEL, IN 46033-4331
Document Number	0000043260
Map Reference	MB 5 PG 4&47
Instrument Date	Oct 7, 2025
Instrument	2025043260
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 E CARMEL DR, CARMEL, IN 46033-4331

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 9, 2025
Property Address	3520 E CARMEL DR, CARMEL, IN 46033-4331
Document Number	0000043521
Map Reference	MB 5 PG 46&47
Instrument Date	Oct 7, 2025
Instrument	2025043521
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3520 E CARMEL DR, CARMEL, IN 46033-4331

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$549,000 (+6.79%) Land $183,100 Building $365,900	$549,000 (+6.79%) Land $183,100 Building $365,900
2024	$5,819.00 (+1.22%)	$514,100 (-1.76%) Land $183,100 Building $331,000	$514,100 (-1.76%) Land $183,100 Building $331,000
2023	$5,749.00 (+9.05%) Homeowner's exemption	$523,300 (+13.22%) Land $110,800 Building $412,500	$523,300 (+13.22%) Land $110,800 Building $412,500
2022	$5,272.00 Homeowner's exemption	$462,200 Land $110,800 Building $351,400	$462,200 Land $110,800 Building $351,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

Nearby Properties on E Carmel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures