3512 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3512 E Carmel Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,256 sqft · built 1977
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual Name on File
Tax Bill$6,020 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-10-32-301-055.000-018

Property Details

APN / Parcel Number

Primary APN29-10-32-301-055.000-018
Alternative APN
  • 1610320301055000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,256 sqft Living Area
1st Floor Area1,718 sqft
2nd Floor Area1,538 sqft
Basement Area1,430 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions292 ft deep x 129 ft wide
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1610320301055000
Street Address3512 E CARMEL DR
CityCARMEL
StateIN
Zip46033-4331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 2, LOT 60 & PT 59, IRREGULAR SHAPE
Legal Range04
Legal Township18
Legal Section32
Legal SubdivisionEDEN ESTATE
Legal Block2
Legal Lot Number60,59
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2002
Census Tract111003

Owner

Source: Hamilton County records · APN 29-10-32-301-055.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3512 E CARMEL DR, CARMEL, IN 46033-4331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2023Deed of Trust, Mortgage · Line of Credit
LAKE CITY BANK
Nov 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK OF INDIANA
Aug 08, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
MERCHANTS BANK OF INDIANA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 08, 2017
Transfer Doc2017038459
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3512 E CARMEL DR, CARMEL, IN 46033-4331
Transaction TypeMortgage
Record UpdatedJan 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3512 E CARMEL DR, CARMEL, IN 46033-4331

Mortgage

Document Number0000000160
DateJan 04, 2023
Instrument2023000160
Lender
NameLAKE CITY BANK
TypeBank
AddressWARSAW, IN 46581
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 29, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3512 E CARMEL DR, CARMEL, IN 46033-4331
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055878
DateNov 30, 2018
Instrument2018055878
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
AddressCARMEL, IN 46032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateAug 08, 2017
Property Address3512 E CARMEL DR, CARMEL, IN 46033-4331
Document Number2017038459
Map ReferenceMB5 PG46-47
Instrument DateAug 03, 2017
Instrument2017038459
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3512 E CARMEL DR, CARMEL, IN 46033-4331

Mortgage

Document Number2017038460
DateAug 08, 2017
Instrument2017038460
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$565,400 (+6.64%) Land $190,600 Building $374,800$565,400 (+6.64%) Land $190,600 Building $374,800
2024$6,020.00 (+1.47%)$530,200 (-1.54%) Land $190,600 Building $339,600$530,200 (-1.54%) Land $190,600 Building $339,600
2023$5,933.00 (+7.07%) Homeowner's exemption$538,500 (+10.78%) Land $115,300 Building $423,200$538,500 (+10.78%) Land $115,300 Building $423,200
2022$5,541.00 Homeowner's exemption$486,100 Land $115,300 Building $370,800$486,100 Land $115,300 Building $370,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: On-Ramp Indiana.

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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