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3518 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3518 E Carmel Dr, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,330 sqft · built 1974
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Nov 2020)
Tax Bill$5,853 (2024)
Deeds & MortgagesNov 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-10-32-101-005.000-018

Property Details

APN / Parcel Number

Primary APN29-10-32-101-005.000-018
Alternative APN
  • 1610320101005000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area3,330 sqft Living Area
1st Floor Area1,638 sqft
2nd Floor Area1,692 sqft
Basement Area1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions173 ft deep x 120 ft wide
TerrainLow
Garage TypeMixed
Garage Area918 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1610320101005000
Street Address3518 E CARMEL DR
CityCARMEL
StateIN
Zip46033-4331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 2, LOT 63, IRREGULAR SHAPE
Legal Range04
Legal Township18
Legal Section32
Legal SubdivisionEDEN ESTATE
Legal Block2
Legal Lot Number63
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2002
Census Tract111003

Owner

Source: Hamilton County records · APN 29-10-32-101-005.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3518 E CARMEL DR, CARMEL, IN 46033-4331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Sep 19, 2017Deed of Trust, Mortgage · VA Mortgage
FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2020 · Amount on Record
Deed SaleNov 02, 2020 · Amount on Record
Deed Document Number2020079251
Record UpdatedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 02, 2020
Property Address3518 E CARMEL DR, CARMEL, IN 46033-4331
Document Number2020079251
Map ReferenceMB 5 PG 46-47
Instrument DateOct 28, 2020
Instrument2020079251
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 E CAMEL DRIVE, CARMEL, IN 46033-4331

Mortgage

Document Number0000079252
DateNov 02, 2020
Instrument2020079252
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3518 E CARMEL DR, CARMEL, IN 46033-4331
Document Number0000047648
Instrument DateSep 19, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3518 E CARMEL DR CARMEL IN 460334331, CARMEL, IN 46033-4331

Mortgage

Document Number0000047648
DateSep 26, 2017
Instrument47648
Lender
NameFIRST FED'L BK/KANSAS CITY
AddressKANSAS CITY, MO 64120
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$525,900 (+1.76%) Land $182,600 Building $343,300$525,900 (+1.76%) Land $182,600 Building $343,300
2024$5,853.00 (+1.04%)$516,800 (-1.94%) Land $182,600 Building $334,200$516,800 (-1.94%) Land $182,600 Building $334,200
2023$5,793.00 (+9.28%) Homeowner's exemption$527,000 (+13.26%) Land $110,500 Building $416,500$527,000 (+13.26%) Land $110,500 Building $416,500
2022$5,301.00 Homeowner's exemption$465,300 Land $110,500 Building $354,800$465,300 Land $110,500 Building $354,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014, rainfall accumulation

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Indiana
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: On-Ramp Indiana, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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