3521 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3521 E Carmel Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,947 sqft · built 1976
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,935 (2024)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-101-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-101-007.000-018`
Alternative APN	`1610320101007000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,947 sqft Living Area
1st Floor Area	1,919 sqft
2nd Floor Area	2,078 sqft
Attic Area	624 sqft
Basement Area	1,268 sqft
Finished Basement	950 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Architectural Style	Other
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	200 ft deep x 118 ft wide
Terrain	High
Garage Type	Mixed
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1610320101007000
Street Address	3521 E CARMEL DR
City	CARMEL
State	IN
Zip	46033-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 2, LOT 55
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN ESTATES
Legal Block	2
Legal Lot Number	55
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3521 E CARMEL DR, CARMEL, IN 46033-4325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 29, 2011
Deed Sale	Jul 29, 2011
Prior Sale	Jul 29, 2011
Deed Document Number	0000036152
Last Transfer Date	Aug 14, 2017
Transfer Doc	2017039338
Record Updated	Jun 8, 2026

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Aug 14, 2017
Property Address	3521 E CARMEL DR, CARMEL, IN 46033-4325
Document Number	2017039338
Map Reference	MB5 PG46&47
Instrument Date	Jul 14, 2017
Instrument	2017039338
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 EAST DR, CARMEL, IN 46033

Mortgage

Document Number	2017039339
Date	Aug 14, 2017
Instrument	2017039339

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$750,500 (+7.94%) Land $187,300 Building $563,200	$750,500 (+7.94%) Land $187,300 Building $563,200
2024	$7,935.00 (-6.46%)	$695,300 (-6.83%) Land $187,300 Building $508,000	$695,300 (-6.83%) Land $187,300 Building $508,000
2023	$8,483.00 (+13.61%) Homeowner's exemption	$746,300 (+14.38%) Land $113,300 Building $633,000	$746,300 (+14.38%) Land $113,300 Building $633,000
2022	$7,467.00 Homeowner's exemption	$652,500 Land $113,300 Building $539,200	$652,500 Land $113,300 Building $539,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

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